{
  "x402Version": 2,
  "id": 15338,
  "slug": "15338",
  "resource": "https://stat.halowerk.com/v1/credit-cycle",
  "description": "Reports the credit-to-GDP gap for a country, which is the deviation of the credit ratio from its long-run trend and the quantity the Basel framework uses to trigger the countercyclical capital buffer. The thresholds applied are the regulatory ones — the buffer starts to build at a gap of two percentage points and is at maximum by ten — and they are returned with the result, because a phase judgement built on invented cut-offs is an opinion while one built on the supervisory thresholds can be…",
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            "country": "DE",
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                    "minLength": 2,
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                  "quarters": {
                    "default": 20,
                    "maximum": 80,
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        "required": [
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        "type": "object"
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  "tags": [
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  "sourceHost": "stat.halowerk.com",
  "lastUpdated": "2026-09-14T20:02:47.344Z",
  "quality": {
    "calls30d": 2,
    "uniquePayers30d": 2,
    "lastCalledAt": "2026-09-14T20:02:46.815Z"
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  "liveness": {},
  "verified": false,
  "featured": false,
  "provider": {
    "host": "stat.halowerk.com",
    "manifest_name": "stat.halowerk.com",
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    "source_manifest_url": "https://api.cdp.coinbase.com/platform/v2/x402/discovery/resources",
    "submitted_at": "2026-09-18T22:00:31.484Z"
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}