{
  "x402Version": 2,
  "id": 214,
  "slug": "214",
  "resource": "https://laso.finance/send-bank-payment",
  "description": "Send dollars to a bank account by ACH. Requires a bank destination registered beforehand with addBankingDestination (list them at GET /bank-recipients), which in turn requires an approved banking profile. The on-chain x402 payment credits the user's account balance via the standard deposit webhook, so a payout that cannot be fulfilled leaves nothing stranded — retry, or recover the funds with POST /withdraw.",
  "type": "http",
  "accepts": [
    {
      "scheme": "exact",
      "network": "eip155:8453",
      "payTo": "0x3291e96b3bff7ed56e3ca8364273c5b4654b2b37",
      "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
      "amount": "11500000",
      "maxTimeoutSeconds": 300
    },
    {
      "scheme": "exact",
      "network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
      "payTo": "3MZVk97x9SeRxbYpc3jhzRfU2fyA3emYutnqfn9kNfYX",
      "asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
      "amount": "11500000",
      "maxTimeoutSeconds": 300
    }
  ],
  "outputSchema": {
    "bazaar": {
      "info": {
        "input": {
          "method": "GET",
          "queryParams": {
            "amount": 100,
            "destination_id": "dest_123"
          },
          "type": "http"
        },
        "output": {
          "example": {
            "auth": {
              "expires_in": "3600",
              "id_token": "eyJ...",
              "refresh_token": "AMf..."
            },
            "bank_payment": {
              "amount": 100,
              "charged_amount": 101.5,
              "destination_id": "dest_123",
              "fee_amount": 1.5,
              "payout_id": "abc123",
              "state": "in-process"
            },
            "message": "Bank payment is being processed.",
            "success": true,
            "user_id": "0xabc..."
          },
          "type": "json"
        }
      },
      "schema": {
        "$schema": "https://json-schema.org/draft/2020-12/schema",
        "properties": {
          "input": {
            "additionalProperties": false,
            "properties": {
              "method": {
                "enum": [
                  "GET"
                ],
                "type": "string"
              },
              "queryParams": {
                "properties": {
                  "amount": {
                    "description": "USD delivered to the recipient's bank account (min $10, max $50000). A 0.25% transfer fee with a $1.50 minimum is added on top to compute the x402 USDC price.",
                    "type": "number"
                  },
                  "destination_id": {
                    "description": "Bank destination id to pay out to, from addBankingDestination or GET /bank-recipients.",
                    "type": "string"
                  }
                },
                "type": "object"
              },
              "type": {
                "const": "http",
                "type": "string"
              }
            },
            "required": [
              "type",
              "method"
            ],
            "type": "object"
          },
          "output": {
            "properties": {
              "example": {
                "properties": {
                  "auth": {
                    "properties": {
                      "expires_in": {
                        "type": "string"
                      },
                      "id_token": {
                        "description": "Firebase ID token for the callable APIs",
                        "type": "string"
                      },
                      "refresh_token": {
                        "type": "string"
                      }
                    },
                    "type": "object"
                  },
                  "bank_payment": {
                    "properties": {
                      "amount": {
                        "type": "number"
                      },
                      "charged_amount": {
                        "type": "number"
                      },
                      "destination_id": {
                        "type": "string"
                      },
                      "fee_amount": {
                        "type": "number"
                      },
                      "payout_id": {
                        "type": "string"
                      },
                      "state": {
                        "type": "string"
                      }
                    },
                    "type": "object"
                  },
                  "message": {
                    "type": "string"
                  },
                  "success": {
                    "type": "boolean"
                  },
                  "user_id": {
                    "type": "string"
                  }
                },
                "type": "object"
              },
              "type": {
                "type": "string"
              }
            },
            "required": [
              "type"
            ],
            "type": "object"
          }
        },
        "required": [
          "input"
        ],
        "type": "object"
      }
    }
  },
  "tags": [
    "bazaar"
  ],
  "sourceHost": "laso.finance",
  "lastUpdated": "2026-09-18T18:25:27.754Z",
  "quality": {
    "calls30d": 24,
    "uniquePayers30d": 3,
    "lastCalledAt": "2026-09-18T18:25:27.418Z"
  },
  "liveness": {},
  "verified": false,
  "featured": false,
  "provider": {
    "host": "laso.finance",
    "manifest_name": "laso.finance",
    "source": "cdp-mirror",
    "source_manifest_url": "https://api.cdp.coinbase.com/platform/v2/x402/discovery/resources",
    "submitted_at": "2026-09-18T22:00:31.484Z"
  }
}