{
  "x402Version": 2,
  "id": 30343,
  "slug": "30343",
  "resource": "https://api.sirenic.eu/v1/score/defaillance/:siren",
  "description": "Credit risk scoring for a French company: a default-risk score (0-100) at ~12 months from a transparent scorecard — filed financial ratios (structure, profitability, liquidity, net cash, debt service, trend), company age, and a hard BODACC override (open insolvency/liquidation, or closure for insufficiency of assets). Returns the score, a qualitative band, every component with its threshold, and a confidence level. Decision-support indicator — NOT a solvency opinion or credit rating.",
  "type": "http",
  "serviceName": "Sirenic",
  "iconUrl": "https://res.cloudinary.com/bdb-prod/image/upload/c_fill,ar_1:1,w_256,h_256,f_auto,q_auto/v1787508929/bazaar-icons/196dbff5883cf328.png",
  "resourceType": "Monitoring",
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      "payTo": "0x76A672EEe56D29D475b0715cc03B8C99D70EC8A2",
      "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
      "amount": "100000",
      "amountUsd": 0.1,
      "maxTimeoutSeconds": 120
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      "network": "eip155:8453",
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          "pathParams": {
            "siren": "552032534"
          },
          "queryParams": {},
          "type": "http"
        },
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            "avertissement_perimetre": "Comptes SOCIAUX seuls : la santé du GROUPE n'est pas mesurée ; sur une tête de groupe, dette et liquidité peuvent être structurelles. Confiance plafonnée à « moyenne ». / Standalone STATUTORY accounts: GROUP health is not measured; on a group parent, debt and liquidity may be structural. Confidence capped at medium.",
            "classe": "sain",
            "composantes": [
              {
                "axe": "liquidite",
                "indicateur": "ratio_liquidite_%",
                "points": 12,
                "seuil": "<80/<100",
                "valeur": 7.093
              },
              {
                "axe": "dette",
                "indicateur": "capacite_remboursement_annees",
                "points": 10,
                "seuil": "<0/>7/>4",
                "valeur": 19.515
              }
            ],
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            "data_freshness": "identité stock Sirene (2026-07-01) + ratios financiers + BODACC temps réel",
            "denomination": "DANONE",
            "exercice_reference": "2024-12-31",
            "risque_12m": "faible",
            "score_risque": 22,
            "signaux_bodacc": {
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              "liquidation_judiciaire": false,
              "procedure_collective": false
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    "credit-risk",
    "default-score",
    "insolvency-risk",
    "scoring",
    "bazaar"
  ],
  "sourceHost": "api.sirenic.eu",
  "lastUpdated": "2026-10-08T11:58:20.358Z",
  "quality": {
    "calls30d": 4,
    "uniquePayers30d": 1,
    "lastCalledAt": "2026-10-08T11:58:19.642Z"
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    "serviceName": "Sirenic",
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              "classe": "sain",
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                  "axe": "liquidite",
                  "indicateur": "ratio_liquidite_%",
                  "points": 12,
                  "seuil": "<80/<100",
                  "valeur": 7.093
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                  "indicateur": "capacite_remboursement_annees",
                  "points": 10,
                  "seuil": "<0/>7/>4",
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              "exercice_reference": "2024-12-31",
              "risque_12m": "faible",
              "score_risque": 22,
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                "liquidation_judiciaire": false,
                "procedure_collective": false
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              "version_modele": "defaillance-v1.9"
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  },
  "liveness": {
    "reliability": null
  },
  "verified": false,
  "featured": false,
  "provider": {
    "host": "api.sirenic.eu",
    "manifest_name": "api.sirenic.eu",
    "source": "cdp-mirror",
    "source_manifest_url": "https://api.cdp.coinbase.com/platform/v2/x402/discovery/resources",
    "submitted_at": "2026-10-14T01:15:01.050Z"
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}