{
  "x402Version": 2,
  "id": 3432,
  "slug": "3432",
  "resource": "https://oracle.the-undesirables.com/api/v1/loan-terms",
  "description": "Graded-slab lending terms: max LTV sized so a 99pc tail move over the term keeps the slab above liquidation, plus liquidation price and liquidity tier (census depth). Live graded value basis (sales median or haircut ask); refuses unrateable collateral. Inputs trace to on-chain committed data. Not financial advice.",
  "type": "http",
  "accepts": [
    {
      "scheme": "exact",
      "network": "eip155:8453",
      "payTo": "0x642e8a7C289381f24f0395e0539f0bA41c74Cc1B",
      "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
      "amount": "100000",
      "maxTimeoutSeconds": 300
    },
    {
      "scheme": "exact",
      "network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
      "payTo": "GueVKFK4VNe4LYvMoYAKpnJe8s7Yar6FF3r1f92gfm9y",
      "asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
      "amount": "100000",
      "maxTimeoutSeconds": 300
    },
    {
      "scheme": "exact",
      "network": "eip155:4663",
      "payTo": "0x642e8a7C289381f24f0395e0539f0bA41c74Cc1B",
      "asset": "0x5fc5360D0400a0Fd4f2af552ADD042D716F1d168",
      "amount": "100000",
      "maxTimeoutSeconds": 300
    }
  ],
  "outputSchema": {
    "bazaar": {
      "info": {
        "input": {
          "method": "GET",
          "queryParams": {
            "grade": "PSA 10",
            "product_id": 566544,
            "term_days": 30
          },
          "type": "http"
        },
        "output": {
          "example": {
            "collateral_value_usd": 31491.25,
            "liquidation_price_usd": 16178,
            "liquidity_tier": "deep",
            "max_loan_usd": 14486,
            "max_ltv": 0.46,
            "status": "ok",
            "tool": "loan_terms",
            "value_basis": "sales-derived"
          },
          "type": "json"
        }
      },
      "schema": {
        "$schema": "https://json-schema.org/draft/2020-12/schema",
        "properties": {
          "input": {
            "additionalProperties": false,
            "properties": {
              "method": {
                "enum": [
                  "GET",
                  "HEAD",
                  "DELETE"
                ],
                "type": "string"
              },
              "queryParams": {
                "properties": {
                  "grade": {
                    "description": "Slab grade, e.g. PSA 10 — required in practice since 2026-09-12: without it the answer is status basis_frozen (raw USD level frozen 2026-09-07)",
                    "type": "string"
                  },
                  "product_id": {
                    "description": "TCGplayer product id — find via free /api/v1/search",
                    "type": "integer"
                  },
                  "term_days": {
                    "description": "Loan term: 7, 14 or 30 (default 30 — the validated horizons)",
                    "type": "integer"
                  }
                },
                "required": [
                  "product_id",
                  "grade"
                ],
                "type": "object"
              },
              "type": {
                "const": "http",
                "type": "string"
              }
            },
            "required": [
              "type",
              "method"
            ],
            "type": "object"
          },
          "output": {
            "properties": {
              "example": {
                "properties": {
                  "liquidation_price_usd": {
                    "type": "number"
                  },
                  "max_ltv": {
                    "type": "number"
                  },
                  "status": {
                    "type": "string"
                  }
                },
                "required": [
                  "status"
                ],
                "type": "object"
              },
              "type": {
                "type": "string"
              }
            },
            "required": [
              "type"
            ],
            "type": "object"
          }
        },
        "required": [
          "input"
        ],
        "type": "object"
      }
    }
  },
  "tags": [
    "bazaar"
  ],
  "sourceHost": "oracle.the-undesirables.com",
  "lastUpdated": "2026-09-17T10:35:12.715Z",
  "quality": {
    "calls30d": 2,
    "uniquePayers30d": 1,
    "lastCalledAt": "2026-09-17T10:35:12.557Z"
  },
  "liveness": {},
  "verified": false,
  "featured": false,
  "provider": {
    "host": "oracle.the-undesirables.com",
    "manifest_name": "oracle.the-undesirables.com",
    "source": "cdp-mirror",
    "source_manifest_url": "https://api.cdp.coinbase.com/platform/v2/x402/discovery/resources",
    "submitted_at": "2026-09-18T22:00:31.484Z"
  }
}