{
  "x402Version": 2,
  "id": 37666,
  "slug": "37666",
  "resource": "https://api.vextorium.com/defi-prestamos-pago",
  "description": "Where to borrow a token cheapest across DeFi lending markets (Aave, Compound, Morpho, Spark, Euler...): borrow APY, borrow incentives, net cost, supply APY, max LTV, utilization and available liquidity, by chain. Live from DefiLlama.",
  "type": "http",
  "serviceName": "Vextorium",
  "resourceType": "Agent Service",
  "accepts": [
    {
      "scheme": "exact",
      "network": "eip155:8453",
      "payTo": "0xb9f06D2734B7E9D7b21B64C4D8b95bd774b71aCf",
      "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
      "amount": "6000",
      "amountUsd": 0.006,
      "maxTimeoutSeconds": 300
    },
    {
      "scheme": "exact",
      "network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
      "payTo": "HcjfmZLgWRZzwj4deEiS7pewc4KBYSw39mW5nTyt3pz2",
      "asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
      "amount": "6000",
      "amountUsd": 0.006,
      "maxTimeoutSeconds": 300
    },
    {
      "scheme": "exact",
      "network": "eip155:137",
      "payTo": "0xb9f06D2734B7E9D7b21B64C4D8b95bd774b71aCf",
      "asset": "0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359",
      "amount": "6000",
      "amountUsd": 0.006,
      "maxTimeoutSeconds": 300
    },
    {
      "scheme": "exact",
      "network": "eip155:10",
      "payTo": "0xb9f06D2734B7E9D7b21B64C4D8b95bd774b71aCf",
      "asset": "0x0b2C639c533813f4Aa9D7837CAf62653d097Ff85",
      "amount": "6000",
      "maxTimeoutSeconds": 604900
    },
    {
      "scheme": "exact",
      "network": "eip155:5042",
      "payTo": "0xb9f06D2734B7E9D7b21B64C4D8b95bd774b71aCf",
      "asset": "0x3600000000000000000000000000000000000000",
      "amount": "6000",
      "maxTimeoutSeconds": 604900
    }
  ],
  "outputSchema": {
    "properties": {
      "example": {
        "properties": {
          "mas_baratos": {
            "items": {
              "properties": {
                "apy_deposito_pct": {
                  "type": [
                    "null",
                    "number"
                  ]
                },
                "apy_prestamo_pct": {
                  "type": [
                    "null",
                    "number"
                  ]
                },
                "cadena": {
                  "type": [
                    "null",
                    "string"
                  ]
                },
                "coste_neto_pct": {
                  "type": [
                    "null",
                    "number"
                  ]
                },
                "disponible_usd": {
                  "type": [
                    "null",
                    "number"
                  ]
                },
                "incentivos_prestamo_pct": {
                  "type": [
                    "null",
                    "number"
                  ]
                },
                "ltv_max": {
                  "type": [
                    "null",
                    "number"
                  ]
                },
                "pool": {
                  "type": [
                    "null",
                    "string"
                  ]
                },
                "protocolo": {
                  "type": [
                    "null",
                    "string"
                  ]
                },
                "token": {
                  "type": [
                    "null",
                    "string"
                  ]
                },
                "utilizacion_pct": {
                  "type": [
                    "null",
                    "number"
                  ]
                }
              },
              "type": [
                "null",
                "object"
              ]
            },
            "type": [
              "array",
              "null"
            ]
          },
          "mercados": {
            "type": [
              "number",
              "null"
            ]
          },
          "nota": {
            "type": [
              "string",
              "null"
            ]
          },
          "red": {},
          "token": {
            "type": [
              "string",
              "null"
            ]
          }
        },
        "type": [
          "object",
          "null"
        ]
      },
      "type": {
        "type": "string"
      }
    },
    "required": [
      "type"
    ],
    "type": "object"
  },
  "extensions": {
    "bazaar": {
      "info": {
        "input": {
          "body": {
            "limite": 5,
            "token": "USDC"
          },
          "bodyType": "json",
          "method": "POST",
          "type": "http"
        },
        "output": {
          "example": {
            "mas_baratos": [
              {
                "apy_deposito_pct": 1.616,
                "apy_prestamo_pct": 5.574,
                "cadena": "Aptos",
                "coste_neto_pct": -0.217,
                "disponible_usd": 1765486,
                "incentivos_prestamo_pct": 5.79,
                "ltv_max": 0.8,
                "pool": "5a97dc57-ea99-4d8b-aac9-b1b8b80c6b60",
                "protocolo": "echelon-market",
                "token": "USDC",
                "utilizacion_pct": 44.6
              },
              {
                "apy_deposito_pct": 3.026,
                "apy_prestamo_pct": 3.835,
                "cadena": "Arbitrum",
                "coste_neto_pct": 3.835,
                "disponible_usd": 2348842,
                "incentivos_prestamo_pct": 0,
                "ltv_max": 0,
                "pool": "d9c395b9-00d0-4426-a6b3-572a6dd68e54",
                "protocolo": "compound-v3",
                "token": "USDC",
                "utilizacion_pct": 84.1
              },
              {
                "apy_deposito_pct": 2.99,
                "apy_prestamo_pct": 3.843,
                "cadena": "OP Mainnet",
                "coste_neto_pct": 3.843,
                "disponible_usd": 1455810,
                "incentivos_prestamo_pct": 0,
                "ltv_max": 0.75,
                "pool": "0758c3b8-4ffb-4176-b0a9-f446e367db46",
                "protocolo": "aave-v3",
                "token": "USDC",
                "utilizacion_pct": 86.5
              },
              {
                "apy_deposito_pct": 1.92,
                "apy_prestamo_pct": 3.932,
                "cadena": "Sui",
                "coste_neto_pct": 3.932,
                "disponible_usd": 20854691,
                "incentivos_prestamo_pct": 0,
                "ltv_max": 0.7,
                "pool": "a0860ad8-ba2a-4ff8-8a13-348788864f23",
                "protocolo": "current",
                "token": "USDC",
                "utilizacion_pct": 61
              },
              {
                "apy_deposito_pct": 3.39,
                "apy_prestamo_pct": 4.176,
                "cadena": "Ethereum",
                "coste_neto_pct": 4.176,
                "disponible_usd": 4094116,
                "incentivos_prestamo_pct": 0,
                "ltv_max": 0,
                "pool": "65ce8276-b4d9-41ba-9f6f-21fc374cf9bc",
                "protocolo": "sparklend",
                "token": "USDC",
                "utilizacion_pct": 90.2
              }
            ],
            "mercados": 41,
            "nota": "Coste neto = APY de préstamo menos incentivos. Utilización alta = el tipo puede subir rápido. Fuente: DefiLlama.",
            "red": null,
            "token": "USDC"
          },
          "type": "json"
        }
      },
      "schema": {
        "$schema": "https://json-schema.org/draft/2020-12/schema",
        "properties": {
          "input": {
            "additionalProperties": false,
            "properties": {
              "body": {
                "properties": {
                  "limite": {
                    "description": "Markets (1-50, default 10)",
                    "type": "integer"
                  },
                  "red": {
                    "description": "Chain filter, e.g. Ethereum, Base, Arbitrum (optional)",
                    "type": "string"
                  },
                  "token": {
                    "description": "Token to borrow, e.g. USDC, WETH, WBTC",
                    "type": "string"
                  },
                  "tvl_min": {
                    "description": "Minimum pool TVL in USD (default 1,000,000)",
                    "type": "number"
                  }
                },
                "required": [
                  "token"
                ]
              },
              "bodyType": {
                "enum": [
                  "json",
                  "form-data",
                  "text"
                ],
                "type": "string"
              },
              "method": {
                "enum": [
                  "POST"
                ],
                "type": "string"
              },
              "type": {
                "const": "http",
                "type": "string"
              }
            },
            "required": [
              "type",
              "method",
              "bodyType",
              "body"
            ],
            "type": "object"
          },
          "output": {
            "properties": {
              "example": {
                "properties": {
                  "mas_baratos": {
                    "items": {
                      "properties": {
                        "apy_deposito_pct": {
                          "type": [
                            "null",
                            "number"
                          ]
                        },
                        "apy_prestamo_pct": {
                          "type": [
                            "null",
                            "number"
                          ]
                        },
                        "cadena": {
                          "type": [
                            "null",
                            "string"
                          ]
                        },
                        "coste_neto_pct": {
                          "type": [
                            "null",
                            "number"
                          ]
                        },
                        "disponible_usd": {
                          "type": [
                            "null",
                            "number"
                          ]
                        },
                        "incentivos_prestamo_pct": {
                          "type": [
                            "null",
                            "number"
                          ]
                        },
                        "ltv_max": {
                          "type": [
                            "null",
                            "number"
                          ]
                        },
                        "pool": {
                          "type": [
                            "null",
                            "string"
                          ]
                        },
                        "protocolo": {
                          "type": [
                            "null",
                            "string"
                          ]
                        },
                        "token": {
                          "type": [
                            "null",
                            "string"
                          ]
                        },
                        "utilizacion_pct": {
                          "type": [
                            "null",
                            "number"
                          ]
                        }
                      },
                      "type": [
                        "null",
                        "object"
                      ]
                    },
                    "type": [
                      "array",
                      "null"
                    ]
                  },
                  "mercados": {
                    "type": [
                      "number",
                      "null"
                    ]
                  },
                  "nota": {
                    "type": [
                      "string",
                      "null"
                    ]
                  },
                  "red": {},
                  "token": {
                    "type": [
                      "string",
                      "null"
                    ]
                  }
                },
                "type": [
                  "object",
                  "null"
                ]
              },
              "type": {
                "type": "string"
              }
            },
            "required": [
              "type"
            ],
            "type": "object"
          }
        },
        "required": [
          "input"
        ],
        "type": "object"
      }
    }
  },
  "tags": [
    "defi",
    "borrow",
    "lending",
    "rates",
    "aave",
    "bazaar"
  ],
  "sourceHost": "api.vextorium.com",
  "lastUpdated": "2026-10-05T18:45:56.265Z",
  "quality": {
    "calls30d": 2,
    "uniquePayers30d": 2,
    "lastCalledAt": "2026-10-05T18:45:55.576Z"
  },
  "metadata": {
    "serviceName": "Vextorium",
    "extensions": {
      "bazaar": {
        "info": {
          "input": {
            "body": {
              "limite": 5,
              "token": "USDC"
            },
            "bodyType": "json",
            "method": "POST",
            "type": "http"
          },
          "output": {
            "example": {
              "mas_baratos": [
                {
                  "apy_deposito_pct": 1.616,
                  "apy_prestamo_pct": 5.574,
                  "cadena": "Aptos",
                  "coste_neto_pct": -0.217,
                  "disponible_usd": 1765486,
                  "incentivos_prestamo_pct": 5.79,
                  "ltv_max": 0.8,
                  "pool": "5a97dc57-ea99-4d8b-aac9-b1b8b80c6b60",
                  "protocolo": "echelon-market",
                  "token": "USDC",
                  "utilizacion_pct": 44.6
                },
                {
                  "apy_deposito_pct": 3.026,
                  "apy_prestamo_pct": 3.835,
                  "cadena": "Arbitrum",
                  "coste_neto_pct": 3.835,
                  "disponible_usd": 2348842,
                  "incentivos_prestamo_pct": 0,
                  "ltv_max": 0,
                  "pool": "d9c395b9-00d0-4426-a6b3-572a6dd68e54",
                  "protocolo": "compound-v3",
                  "token": "USDC",
                  "utilizacion_pct": 84.1
                },
                {
                  "apy_deposito_pct": 2.99,
                  "apy_prestamo_pct": 3.843,
                  "cadena": "OP Mainnet",
                  "coste_neto_pct": 3.843,
                  "disponible_usd": 1455810,
                  "incentivos_prestamo_pct": 0,
                  "ltv_max": 0.75,
                  "pool": "0758c3b8-4ffb-4176-b0a9-f446e367db46",
                  "protocolo": "aave-v3",
                  "token": "USDC",
                  "utilizacion_pct": 86.5
                },
                {
                  "apy_deposito_pct": 1.92,
                  "apy_prestamo_pct": 3.932,
                  "cadena": "Sui",
                  "coste_neto_pct": 3.932,
                  "disponible_usd": 20854691,
                  "incentivos_prestamo_pct": 0,
                  "ltv_max": 0.7,
                  "pool": "a0860ad8-ba2a-4ff8-8a13-348788864f23",
                  "protocolo": "current",
                  "token": "USDC",
                  "utilizacion_pct": 61
                },
                {
                  "apy_deposito_pct": 3.39,
                  "apy_prestamo_pct": 4.176,
                  "cadena": "Ethereum",
                  "coste_neto_pct": 4.176,
                  "disponible_usd": 4094116,
                  "incentivos_prestamo_pct": 0,
                  "ltv_max": 0,
                  "pool": "65ce8276-b4d9-41ba-9f6f-21fc374cf9bc",
                  "protocolo": "sparklend",
                  "token": "USDC",
                  "utilizacion_pct": 90.2
                }
              ],
              "mercados": 41,
              "nota": "Coste neto = APY de préstamo menos incentivos. Utilización alta = el tipo puede subir rápido. Fuente: DefiLlama.",
              "red": null,
              "token": "USDC"
            },
            "type": "json"
          }
        },
        "schema": {
          "$schema": "https://json-schema.org/draft/2020-12/schema",
          "properties": {
            "input": {
              "additionalProperties": false,
              "properties": {
                "body": {
                  "properties": {
                    "limite": {
                      "description": "Markets (1-50, default 10)",
                      "type": "integer"
                    },
                    "red": {
                      "description": "Chain filter, e.g. Ethereum, Base, Arbitrum (optional)",
                      "type": "string"
                    },
                    "token": {
                      "description": "Token to borrow, e.g. USDC, WETH, WBTC",
                      "type": "string"
                    },
                    "tvl_min": {
                      "description": "Minimum pool TVL in USD (default 1,000,000)",
                      "type": "number"
                    }
                  },
                  "required": [
                    "token"
                  ]
                },
                "bodyType": {
                  "enum": [
                    "json",
                    "form-data",
                    "text"
                  ],
                  "type": "string"
                },
                "method": {
                  "enum": [
                    "POST"
                  ],
                  "type": "string"
                },
                "type": {
                  "const": "http",
                  "type": "string"
                }
              },
              "required": [
                "type",
                "method",
                "bodyType",
                "body"
              ],
              "type": "object"
            },
            "output": {
              "properties": {
                "example": {
                  "properties": {
                    "mas_baratos": {
                      "items": {
                        "properties": {
                          "apy_deposito_pct": {
                            "type": [
                              "null",
                              "number"
                            ]
                          },
                          "apy_prestamo_pct": {
                            "type": [
                              "null",
                              "number"
                            ]
                          },
                          "cadena": {
                            "type": [
                              "null",
                              "string"
                            ]
                          },
                          "coste_neto_pct": {
                            "type": [
                              "null",
                              "number"
                            ]
                          },
                          "disponible_usd": {
                            "type": [
                              "null",
                              "number"
                            ]
                          },
                          "incentivos_prestamo_pct": {
                            "type": [
                              "null",
                              "number"
                            ]
                          },
                          "ltv_max": {
                            "type": [
                              "null",
                              "number"
                            ]
                          },
                          "pool": {
                            "type": [
                              "null",
                              "string"
                            ]
                          },
                          "protocolo": {
                            "type": [
                              "null",
                              "string"
                            ]
                          },
                          "token": {
                            "type": [
                              "null",
                              "string"
                            ]
                          },
                          "utilizacion_pct": {
                            "type": [
                              "null",
                              "number"
                            ]
                          }
                        },
                        "type": [
                          "null",
                          "object"
                        ]
                      },
                      "type": [
                        "array",
                        "null"
                      ]
                    },
                    "mercados": {
                      "type": [
                        "number",
                        "null"
                      ]
                    },
                    "nota": {
                      "type": [
                        "string",
                        "null"
                      ]
                    },
                    "red": {},
                    "token": {
                      "type": [
                        "string",
                        "null"
                      ]
                    }
                  },
                  "type": [
                    "object",
                    "null"
                  ]
                },
                "type": {
                  "type": "string"
                }
              },
              "required": [
                "type"
              ],
              "type": "object"
            }
          },
          "required": [
            "input"
          ],
          "type": "object"
        }
      }
    }
  },
  "liveness": {
    "reliability": null
  },
  "verified": false,
  "featured": false,
  "provider": {
    "host": "api.vextorium.com",
    "manifest_name": "api.vextorium.com",
    "source": "cdp-mirror",
    "source_manifest_url": "https://api.cdp.coinbase.com/platform/v2/x402/discovery/resources",
    "submitted_at": "2026-10-14T01:15:01.050Z"
  },
  "exampleResponse": {
    "example": {
      "mas_baratos": [
        {
          "apy_deposito_pct": null,
          "apy_prestamo_pct": null,
          "cadena": null,
          "coste_neto_pct": null,
          "disponible_usd": null,
          "incentivos_prestamo_pct": null,
          "ltv_max": null,
          "pool": null,
          "protocolo": null,
          "token": null,
          "utilizacion_pct": null
        }
      ],
      "mercados": 0,
      "nota": "string",
      "red": null,
      "token": "string"
    },
    "type": "string"
  }
}