{
  "x402Version": 2,
  "id": 41731,
  "slug": "41731",
  "resource": "https://finance.openverbs.com/v1/present-value",
  "description": "Present value of a future sum and/or a level annuity, given a per-period rate and number of periods. Set dueAtBeginning=true for an annuity-due.",
  "type": "http",
  "serviceName": "Present value",
  "resourceType": "Developer Tool",
  "accepts": [
    {
      "scheme": "exact",
      "network": "eip155:8453",
      "payTo": "0xb3f4de103F34b99f0Da19B4F16D6B53a14C2194A",
      "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
      "amount": "4000",
      "amountUsd": 0.004,
      "maxTimeoutSeconds": 300
    }
  ],
  "extensions": {
    "bazaar": {
      "info": {
        "input": {
          "body": {
            "futureValue": 1,
            "payment": 1,
            "periods": 1,
            "ratePercent": 1
          },
          "bodyType": "json",
          "method": "POST",
          "type": "http"
        }
      },
      "schema": {
        "$schema": "https://json-schema.org/draft/2020-12/schema",
        "properties": {
          "input": {
            "additionalProperties": false,
            "properties": {
              "body": {
                "additionalProperties": false,
                "properties": {
                  "dueAtBeginning": {
                    "description": "Annuity-due (payments at period start). Default false.",
                    "type": "boolean"
                  },
                  "futureValue": {
                    "description": "Future lump sum. Default 0.",
                    "type": "number"
                  },
                  "payment": {
                    "description": "Level payment per period (annuity). Default 0.",
                    "type": "number"
                  },
                  "periods": {
                    "description": "Number of periods.",
                    "maximum": 100000,
                    "minimum": 0,
                    "type": "integer"
                  },
                  "ratePercent": {
                    "description": "Discount rate per period, as a percentage.",
                    "maximum": 1000,
                    "minimum": -99,
                    "type": "number"
                  }
                },
                "required": [
                  "ratePercent",
                  "periods"
                ],
                "type": "object"
              },
              "bodyType": {
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                  "form-data",
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        },
        "required": [
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        "type": "object"
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  },
  "tags": [
    "present value calculator",
    "annuity present value",
    "pv financial formula",
    "discount future cashflow",
    "payments to present value",
    "bazaar"
  ],
  "sourceHost": "finance.openverbs.com",
  "lastUpdated": "2026-10-08T06:13:47.637Z",
  "quality": {
    "calls30d": 3,
    "uniquePayers30d": 3,
    "lastCalledAt": "2026-10-08T06:13:47.386Z"
  },
  "metadata": {
    "serviceName": "Present value",
    "extensions": {
      "bazaar": {
        "info": {
          "input": {
            "body": {
              "futureValue": 1,
              "payment": 1,
              "periods": 1,
              "ratePercent": 1
            },
            "bodyType": "json",
            "method": "POST",
            "type": "http"
          }
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        "schema": {
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          "properties": {
            "input": {
              "additionalProperties": false,
              "properties": {
                "body": {
                  "additionalProperties": false,
                  "properties": {
                    "dueAtBeginning": {
                      "description": "Annuity-due (payments at period start). Default false.",
                      "type": "boolean"
                    },
                    "futureValue": {
                      "description": "Future lump sum. Default 0.",
                      "type": "number"
                    },
                    "payment": {
                      "description": "Level payment per period (annuity). Default 0.",
                      "type": "number"
                    },
                    "periods": {
                      "description": "Number of periods.",
                      "maximum": 100000,
                      "minimum": 0,
                      "type": "integer"
                    },
                    "ratePercent": {
                      "description": "Discount rate per period, as a percentage.",
                      "maximum": 1000,
                      "minimum": -99,
                      "type": "number"
                    }
                  },
                  "required": [
                    "ratePercent",
                    "periods"
                  ],
                  "type": "object"
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          },
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          "type": "object"
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  },
  "liveness": {
    "reliability": null
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  "verified": false,
  "featured": false,
  "provider": {
    "host": "finance.openverbs.com",
    "manifest_name": "finance.openverbs.com",
    "source": "cdp-mirror",
    "source_manifest_url": "https://api.cdp.coinbase.com/platform/v2/x402/discovery/resources",
    "submitted_at": "2026-10-14T01:15:01.050Z"
  }
}