Where do I find a fee-only fiduciary financial advisor? Advisor finder via NAPFA, XY Plann

[
  {
    "scheme": "exact",
    "network": "eip155:8453",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc",
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "amount": "100000",
    "maxTimeoutSeconds": 300
  },
  {
    "scheme": "exact",
    "network": "eip155:8453",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc",
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "amount": "100000",
    "maxTimeoutSeconds": 604900
  },
  {
    "scheme": "exact",
    "network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "payTo": "985iFjbnGQ3dJcwXnfRCMSrH4Jnc3kW1N6msR64B5KX1",
    "asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
    "amount": "100000",
    "maxTimeoutSeconds": 300
  },
  {
    "scheme": "exact",
    "network": "eip155:4663",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc",
    "asset": "0x5fc5360D0400a0Fd4f2af552ADD042D716F1d168",
    "amount": "100000",
    "maxTimeoutSeconds": 300
  },
  {
    "scheme": "exact",
    "network": "eip155:137",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc",
    "asset": "0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359",
    "amount": "100000",
    "maxTimeoutSeconds": 300
  },
  {
    "scheme": "exact",
    "network": "eip155:42161",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc",
    "asset": "0xaf88d065e77c8cC2239327C5EDb3A432268e5831",
    "amount": "100000",
    "maxTimeoutSeconds": 300
  },
  {
    "scheme": "exact",
    "network": "eip155:480",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc",
    "asset": "0x79A02482A880bCe3F13E09da970dC34dB4cD24D1",
    "amount": "100000",
    "maxTimeoutSeconds": 300
  },
  {
    "scheme": "exact",
    "network": "eip155:143",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc",
    "asset": "0x754704Bc059F8C67012fEd69BC8A327a5aafb603",
    "amount": "100000",
    "maxTimeoutSeconds": 300
  },
  {
    "scheme": "exact",
    "network": "eip155:196",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc",
    "asset": "0x779ded0c9e1022225f8e0630b35a9b54be713736",
    "amount": "100000",
    "maxTimeoutSeconds": 300
  },
  {
    "scheme": "exact",
    "network": "eip155:999",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc",
    "asset": "0xb88339CB7199b77E23DB6E890353E22632Ba630f",
    "amount": "100000",
    "maxTimeoutSeconds": 300
  },
  {
    "scheme": "exact",
    "network": "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "payTo": "62A253YPATFNJCPRKID3FKD77MYJFNTVRYRP4B4JWG36EGLPY7UXFWGI7I",
    "asset": "31566704",
    "amount": "100000",
    "maxTimeoutSeconds": 300
  },
  {
    "scheme": "exact",
    "network": "xrpl:0",
    "payTo": "rMnHeutYALco8RYFVcmuU4BCgSzBpPEh32",
    "asset": "XRP",
    "amount": "100000",
    "maxTimeoutSeconds": 300
  },
  {
    "scheme": "exact",
    "network": "xrpl:0",
    "payTo": "rMnHeutYALco8RYFVcmuU4BCgSzBpPEh32",
    "asset": "524C555344000000000000000000000000000000",
    "amount": "0.1",
    "maxTimeoutSeconds": 300
  },
  {
    "scheme": "exact",
    "network": "eip155:56",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc",
    "asset": "0x8d0D000Ee44948FC98c9B98A4FA4921476f08B0d",
    "amount": "100000000000000000",
    "maxTimeoutSeconds": 300
  }
]

{
  "bazaar": {
    "info": {
      "input": {
        "method": "GET",
        "queryParams": {
          "action": "find",
          "advisors": "Advisor A 1% AUM, Advisor B flat fee",
          "firm": "Smith Wealth Management",
          "location": "Denver, CO",
          "specialty": "retirement planning"
        },
        "type": "http"
      },
      "output": {
        "example": {
          "advisor_type_recommendation": "Fee-only, fiduciary CFP with a retirement-income specialty",
          "amazon_link": "https://www.amazon.com/s?k=choosing+a+financial+advisor&tag=pulsenetwork7-20",
          "amazon_search": "choosing a financial advisor",
          "directories": [
            {
              "best_for": "fee-only fiduciary search by specialty",
              "name": "NAPFA",
              "search_tip": "Filter by \"Retirement Income Planning\"",
              "url": "https://www.napfa.org/find-an-advisor"
            }
          ],
          "disclaimer": "For informational purposes only. Not financial advice. Always verify advisor credentials and disciplinary history through SEC IAPD and FINRA BrokerCheck before engaging.",
          "fee_expectations": {
            "aum": "0.25%-1.00% annually, usually only worth it above $250K",
            "flat_fee": "$2,000-$5,000 for a comprehensive plan",
            "hourly": "$150-$400/hr"
          },
          "questions_to_ask": [
            "Are you a fiduciary at all times, or only sometimes?",
            "How exactly are you compensated?"
          ],
          "red_flags": [
            "Reluctance to disclose all compensation",
            "Pushes proprietary or annuity products"
          ],
          "regulatory_check": {
            "finra_brokercheck": "https://brokercheck.finra.org",
            "note": "Search by firm and individual name for disciplinary history",
            "sec_iapd": "https://adviserinfo.sec.gov"
          },
          "what_to_look_for": [
            "CFP or CFA credential",
            "Fee-only (not fee-based)",
            "Fiduciary at all times"
          ],
          "why_fee_only": "Fee-only advisors do not earn commissions on products, removing the incentive to sell you something"
        },
        "type": "json"
      }
    },
    "schema": {
      "$schema": "https://json-schema.org/draft/2020-12/schema",
      "properties": {
        "input": {
          "additionalProperties": false,
          "properties": {
            "method": {
              "enum": [
                "GET",
                "HEAD",
                "DELETE"
              ],
              "type": "string"
            },
            "queryParams": {
              "properties": {
                "action": {
                  "description": "required; valid: find | compare | vet",
                  "type": "string"
                },
                "advisors": {
                  "description": "required for action=compare",
                  "type": "string"
                },
                "firm": {
                  "description": "optional; required alongside name for action=vet",
                  "type": "string"
                },
                "lang": {
                  "description": "en | es | fr | de | zh | pt | hi | ar",
                  "type": "string"
                },
                "location": {
                  "description": "optional; sharpens action=find directory results",
                  "type": "string"
                },
                "name": {
                  "description": "John Smith (advisor name; required for action=vet)",
                  "type": "string"
                },
                "situation": {
                  "description": "recently widowed, consolidating retirement accounts (optional context)",
                  "type": "string"
                },
                "specialty": {
                  "description": "required for action=find; free text, e.g. tax, estate, investment",
                  "type": "string"
                }
              },
              "type": "object"
            },
            "type": {
              "const": "http",
              "type": "string"
            }
          },
          "required": [
            "type",
            "method"
          ],
          "type": "object"
        },
        "output": {
          "properties": {
            "example": {
              "type": "object"
            },
            "type": {
              "type": "string"
            }
          },
          "required": [
            "type"
          ],
          "type": "object"
        }
      },
      "required": [
        "input"
      ],
      "type": "object"
    }
  },
  "builder-code": {
    "info": {
      "a": "bc_gxy6qn5p"
    },
    "schema": {
      "$schema": "https://json-schema.org/draft/2020-12/schema",
      "additionalProperties": false,
      "properties": {
        "a": {
          "description": "App builder code",
          "pattern": "^[a-z0-9_]{1,32}$",
          "type": "string"
        },
        "s": {
          "description": "Service builder codes",
          "items": {
            "pattern": "^[a-z0-9_]{1,32}$",
            "type": "string"
          },
          "type": "array"
        },
        "w": {
          "description": "Wallet builder code",
          "pattern": "^[a-z0-9_]{1,32}$",
          "type": "string"
        }
      },
      "type": "object"
    }
  }
}

curl "https://wealthpulse.theaslangroupllc.com/api/wealth/advisor"
# -> 402 Payment Required, accepts[] lists how to pay
# retry with a PAYMENT-SIGNATURE (or PAYMENT header) once paid

const res = await fetch("https://wealthpulse.theaslangroupllc.com/api/wealth/advisor");
if (res.status === 402) {
  const { accepts } = await res.json();
  // pay one of accepts[] via an x402 client, then retry with the payment header
}

import httpx
res = httpx.get("https://wealthpulse.theaslangroupllc.com/api/wealth/advisor")
if res.status_code == 402:
    accepts = res.json()["accepts"]
    # pay one of accepts[] via an x402 client, then retry with the payment header