{ "x402Version": 2, "id": 51381, "slug": "51381", "resource": "https://api.locus.report/api/locus-nfip-claims", "description": "Returns the same OpenFEMA NFIP county claim totals as the free route: count, total paid for building and contents, year range, and top rated flood zones. Returns the same records as locus_nfip_claims. Use this when your client can only call paid x402 routes. Use locus_nfip_claims instead when you can call Locus free tools (REST tools/call or MCP).", "type": "http", "resourceType": "MCP Tool", "accepts": [ { "scheme": "exact", "network": "eip155:8453", "payTo": "0xF121fbeceC43e1B616D47285851c20d5fC64431b", "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913", "amount": "10000", "amountUsd": 0.01, "maxTimeoutSeconds": 60 }, { "scheme": "exact", "network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp", "payTo": "FBVHMG5PTNW6sNd7uhZBsxhWkwJYRpgk34QcTgDpQdwV", "asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v", "amount": "10000", "amountUsd": 0.01, "maxTimeoutSeconds": 60 } ], "outputSchema": { "properties": { "example": { "type": "object" }, "type": { "type": "string" } }, "required": [ "type" ], "type": "object" }, "extensions": { "bazaar": { "info": { "input": { "body": { "address": "1 E Edenton St, Raleigh, NC 27601" }, "bodyType": "json", "method": "POST", "type": "http" }, "output": { "example": { "capped": false, "caveats": [ "NFIP claims are REDACTED federal records aggregated to the COUNTY here - no address, owner, or other personally identifiable information.", "These are paid flood-insurance claims only, not all flood losses and not all insurance claims; many flood-damaged properties carry no NFIP policy.", "A claim count or dollar total is a historical fact for the county, NOT a prediction, a risk score, or a statement about any specific property." ], "claimCount": 1642, "claimsAnalyzed": 1642, "county": { "fips5": "37183", "name": "Wake County", "state": "NC" }, "coverage": "covered", "mitigationHistory": { "acquisitionSites": 87, "activities": [ { "activity": "Acquisition", "sites": 87 }, { "activity": "Other", "sites": 32 }, { "activity": "Elevation", "sites": 28 }, { "activity": "Floodproofing", "sites": 1 }, { "activity": "Flood Mitigation", "sites": 1 }, { "activity": "Tornado saferoom", "sites": 1 } ], "capped": false, "caveats": [ "Mitigation sites are aggregated to the COUNTY here. No property-level attribute is returned: the source rows carry purchase price, building size, elevation and tenancy fields that could identify a specific bought-out home.", "These are FEMA-funded project sites only. Buyouts and elevations funded by states, counties, or municipalities without FEMA assistance are not represented, so this understates total mitigation activity.", "A project site is a historical record of work funded or proposed, not a flood prediction, a statement about any specific property, or an indication of current flood risk.", "Where FEMA mitigation money went reflects grant applications and local capacity as well as hazard; a low count does not mean low flood exposure." ], "provenance": { "coverage": "national (HMGP / FMA / BRIC programs), aggregated to county", "serviceUrl": "https://www.fema.gov/api/open/v1/HmaSubapplicationsProjectSiteInventories", "source": "FEMA Hazard Mitigation Assistance subapplication project site inventories (OpenFEMA)", "sourcePage": "https://www.fema.gov/about/openfema/data-sets" }, "siteCount": 150, "sitesAnalyzed": 150, "status": "ok", "subapplicationCount": 35, "substantiallyDamagedSites": 84 }, "note": "Awareness/diagnostic only. Full briefs are x402-paid. Agents can discover live free tools at https://api.locus.report/tools/list and paid tools, prices, and manifests at https://api.locus.report/.well-known/ai-tool/index.json.", "ok": true, "point": { "latitude": 35.780418000003195, "longitude": -78.63910200000142 }, "provenance": { "coverage": "national (NFIP-participating communities), county FIPS", "endpoint": "https://www.fema.gov/api/open/v3/NfipClaims", "source": "FEMA OpenFEMA - NfipClaims v3 (redacted, county-aggregated)", "sourcePage": "https://www.fema.gov/openfema-data-page/nfip-redacted-claims-v3" }, "topFloodZones": [ { "claims": 681, "zone": "AE" }, { "claims": 499, "zone": "X" }, { "claims": 119, "zone": "A13" }, { "claims": 59, "zone": "C" }, { "claims": 51, "zone": "(unrated)" }, { "claims": 46, "zone": "A04" }, { "claims": 28, "zone": "A03" }, { "claims": 24, "zone": "B" } ], "totalPaidUsd": 31252564, "verifyNext": [ { "step": "Open the NfipClaims v3 dataset on OpenFEMA to inspect the underlying redacted rows.", "url": "https://www.fema.gov/openfema-data-page/nfip-redacted-claims-v3" }, { "step": "Check the FEMA National Flood Hazard Layer for the current mapped flood zone at the address.", "url": "https://hazards.fema.gov/femaportal/wps/portal/NFHLWMS" } ], "yearRange": { "from": 1978, "to": 2026 } }, "type": "json" } }, "schema": { "$schema": "https://json-schema.org/draft/2020-12/schema", "properties": { "input": { "additionalProperties": false, "properties": { "body": { "additionalProperties": false, "properties": { "address": { "maxLength": 200, "minLength": 5, "type": "string" }, "latitude": { "maximum": 90, "minimum": -90, "type": "number" }, "longitude": { "maximum": 180, "minimum": -180, "type": "number" } }, "type": "object" }, "bodyType": { "enum": [ "json", "form-data", "text" ], "type": "string" }, "method": { "enum": [ "POST", "PUT", "PATCH" ], "type": "string" }, "type": { "const": "http", "type": "string" } }, "required": [ "type", "method", "bodyType", "body" ], "type": "object" }, "output": { "properties": { "example": { "type": "object" }, "type": { "type": "string" } }, "required": [ "type" ], "type": "object" } }, "required": [ "input" ], "type": "object" } }, "builder-code": { "info": { "a": "bc_vz5zyuko" }, "schema": { "$schema": "https://json-schema.org/draft/2020-12/schema", "additionalProperties": false, "properties": { "a": { "description": "App builder code", "pattern": "^[a-z0-9_]{1,32}$", "type": "string" }, "s": { "description": "Service builder codes", "items": { "pattern": "^[a-z0-9_]{1,32}$", "type": "string" }, "maxItems": 11, "type": "array" }, "w": { "description": "Wallet builder code", "pattern": "^[a-z0-9_]{1,32}$", "type": "string" } }, "type": "object" } }, "locus.freePreflight": { "coverageBeforeCharge": true, "laneTool": "locus_lane_availability", "mcpUrl": "https://mcp.locus.report/mcp", "recommendedTool": "locus_coverage_check", "skillInstall": "npx @velinussage/locus-agent-skill add", "skillUrl": "https://api.locus.report/.well-known/skill.md", "toolsCallUrl": "https://api.locus.report/tools/call", "toolsListUrl": "https://api.locus.report/tools/list", "unsupportedReturnsFreeDiagnostic": true, "version": 2 }, "offer-receipt": { "info": { "offers": [ { "acceptIndex": 0, "format": "eip712", "payload": { "amount": "10000", "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913", "network": "eip155:8453", "payTo": "0xF121fbeceC43e1B616D47285851c20d5fC64431b", "resourceUrl": "https://api.locus.report/api/locus-nfip-claims", "scheme": "exact", "validUntil": 1791440888, "version": 1 }, "signature": "0xd432318556817909127e73ba2fb4a44aed02629ef7698d7930ed213963e0541519687dfca24031fcc7fed65a71a8874e43919bac14c35f4b850da15b37dd9da71b" } ] }, "schema": { "$schema": "https://json-schema.org/draft/2020-12/schema", "properties": { "offers": { "items": { "properties": { "acceptIndex": { "type": "integer" }, "format": { "type": "string" }, "payload": { "properties": { "amount": { "type": "string" }, "asset": { "type": "string" }, "network": { "type": "string" }, "payTo": { "type": "string" }, "resourceUrl": { "type": "string" }, "scheme": { "type": "string" }, "validUntil": { "type": "integer" }, "version": { "type": "integer" } }, "required": [ "version", "resourceUrl", "scheme", "network", "asset", "payTo", "amount" ], "type": "object" }, "signature": { "type": "string" } }, "required": [ "format", "signature" ], "type": "object" }, "type": "array" } }, "required": [ "offers" ], "type": "object" } } }, "tags": [ "bazaar", "builder-code", "locus.freePreflight", "offer-receipt" ], "sourceHost": "api.locus.report", "lastUpdated": "2026-10-08T06:27:08.682Z", "quality": { "calls30d": 4, "uniquePayers30d": 2, "lastCalledAt": "2026-10-08T06:27:07.7Z" }, "metadata": { "extensions": { "bazaar": { "info": { "input": { "body": { "address": "1 E Edenton St, Raleigh, NC 27601" }, "bodyType": "json", "method": "POST", "type": "http" }, "output": { "example": { "capped": false, "caveats": [ "NFIP claims are REDACTED federal records aggregated to the COUNTY here - no address, owner, or other personally identifiable information.", "These are paid flood-insurance claims only, not all flood losses and not all insurance claims; many flood-damaged properties carry no NFIP policy.", "A claim count or dollar total is a historical fact for the county, NOT a prediction, a risk score, or a statement about any specific property." ], "claimCount": 1642, "claimsAnalyzed": 1642, "county": { "fips5": "37183", "name": "Wake County", "state": "NC" }, "coverage": "covered", "mitigationHistory": { "acquisitionSites": 87, "activities": [ { "activity": "Acquisition", "sites": 87 }, { "activity": "Other", "sites": 32 }, { "activity": "Elevation", "sites": 28 }, { "activity": "Floodproofing", "sites": 1 }, { "activity": "Flood Mitigation", "sites": 1 }, { "activity": "Tornado saferoom", "sites": 1 } ], "capped": false, "caveats": [ "Mitigation sites are aggregated to the COUNTY here. No property-level attribute is returned: the source rows carry purchase price, building size, elevation and tenancy fields that could identify a specific bought-out home.", "These are FEMA-funded project sites only. Buyouts and elevations funded by states, counties, or municipalities without FEMA assistance are not represented, so this understates total mitigation activity.", "A project site is a historical record of work funded or proposed, not a flood prediction, a statement about any specific property, or an indication of current flood risk.", "Where FEMA mitigation money went reflects grant applications and local capacity as well as hazard; a low count does not mean low flood exposure." ], "provenance": { "coverage": "national (HMGP / FMA / BRIC programs), aggregated to county", "serviceUrl": "https://www.fema.gov/api/open/v1/HmaSubapplicationsProjectSiteInventories", "source": "FEMA Hazard Mitigation Assistance subapplication project site inventories (OpenFEMA)", "sourcePage": "https://www.fema.gov/about/openfema/data-sets" }, "siteCount": 150, "sitesAnalyzed": 150, "status": "ok", "subapplicationCount": 35, "substantiallyDamagedSites": 84 }, "note": "Awareness/diagnostic only. Full briefs are x402-paid. Agents can discover live free tools at https://api.locus.report/tools/list and paid tools, prices, and manifests at https://api.locus.report/.well-known/ai-tool/index.json.", "ok": true, "point": { "latitude": 35.780418000003195, "longitude": -78.63910200000142 }, "provenance": { "coverage": "national (NFIP-participating communities), county FIPS", "endpoint": "https://www.fema.gov/api/open/v3/NfipClaims", "source": "FEMA OpenFEMA - NfipClaims v3 (redacted, county-aggregated)", "sourcePage": "https://www.fema.gov/openfema-data-page/nfip-redacted-claims-v3" }, "topFloodZones": [ { "claims": 681, "zone": "AE" }, { "claims": 499, "zone": "X" }, { "claims": 119, "zone": "A13" }, { "claims": 59, "zone": "C" }, { "claims": 51, "zone": "(unrated)" }, { "claims": 46, "zone": "A04" }, { "claims": 28, "zone": "A03" }, { "claims": 24, "zone": "B" } ], "totalPaidUsd": 31252564, "verifyNext": [ { "step": "Open the NfipClaims v3 dataset on OpenFEMA to inspect the underlying redacted rows.", "url": "https://www.fema.gov/openfema-data-page/nfip-redacted-claims-v3" }, { "step": "Check the FEMA National Flood Hazard Layer for the current mapped flood zone at the address.", "url": "https://hazards.fema.gov/femaportal/wps/portal/NFHLWMS" } ], "yearRange": { "from": 1978, "to": 2026 } }, "type": "json" } }, "schema": { "$schema": "https://json-schema.org/draft/2020-12/schema", "properties": { "input": { "additionalProperties": false, "properties": { "body": { "additionalProperties": false, "properties": { "address": { "maxLength": 200, "minLength": 5, "type": "string" }, "latitude": { "maximum": 90, "minimum": -90, "type": "number" }, "longitude": { "maximum": 180, "minimum": -180, "type": "number" } }, "type": "object" }, "bodyType": { "enum": [ "json", "form-data", "text" ], "type": "string" }, "method": { "enum": [ "POST", "PUT", "PATCH" ], "type": "string" }, "type": { "const": "http", "type": "string" } }, "required": [ "type", "method", "bodyType", "body" ], "type": "object" }, "output": { "properties": { "example": { "type": "object" }, "type": { "type": "string" } }, "required": [ "type" ], "type": "object" } }, "required": [ "input" ], "type": "object" } }, "builder-code": { "info": { "a": "bc_vz5zyuko" }, "schema": { "$schema": "https://json-schema.org/draft/2020-12/schema", "additionalProperties": false, "properties": { "a": { "description": "App builder code", "pattern": "^[a-z0-9_]{1,32}$", "type": "string" }, "s": { "description": "Service builder codes", "items": { "pattern": "^[a-z0-9_]{1,32}$", "type": "string" }, "maxItems": 11, "type": "array" }, "w": { "description": "Wallet builder code", "pattern": "^[a-z0-9_]{1,32}$", "type": "string" } }, "type": "object" } }, "locus.freePreflight": { "coverageBeforeCharge": true, "laneTool": "locus_lane_availability", "mcpUrl": "https://mcp.locus.report/mcp", "recommendedTool": "locus_coverage_check", "skillInstall": "npx @velinussage/locus-agent-skill add", "skillUrl": "https://api.locus.report/.well-known/skill.md", "toolsCallUrl": "https://api.locus.report/tools/call", "toolsListUrl": "https://api.locus.report/tools/list", "unsupportedReturnsFreeDiagnostic": true, "version": 2 }, "offer-receipt": { "info": { "offers": [ { "acceptIndex": 0, "format": "eip712", "payload": { "amount": "10000", "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913", "network": "eip155:8453", "payTo": "0xF121fbeceC43e1B616D47285851c20d5fC64431b", "resourceUrl": "https://api.locus.report/api/locus-nfip-claims", "scheme": "exact", "validUntil": 1791440888, "version": 1 }, "signature": "0xd432318556817909127e73ba2fb4a44aed02629ef7698d7930ed213963e0541519687dfca24031fcc7fed65a71a8874e43919bac14c35f4b850da15b37dd9da71b" } ] }, "schema": { "$schema": "https://json-schema.org/draft/2020-12/schema", "properties": { "offers": { "items": { "properties": { "acceptIndex": { "type": "integer" }, "format": { "type": "string" }, "payload": { "properties": { "amount": { "type": "string" }, "asset": { "type": "string" }, "network": { "type": "string" }, "payTo": { "type": "string" }, "resourceUrl": { "type": "string" }, "scheme": { "type": "string" }, "validUntil": { "type": "integer" }, "version": { "type": "integer" } }, "required": [ "version", "resourceUrl", "scheme", "network", "asset", "payTo", "amount" ], "type": "object" }, "signature": { "type": "string" } }, "required": [ "format", "signature" ], "type": "object" }, "type": "array" } }, "required": [ "offers" ], "type": "object" } } } }, "liveness": { "reliability": null }, "verified": false, "featured": false, "provider": { "host": "api.locus.report", "manifest_name": "api.locus.report", "source": "cdp-mirror", "source_manifest_url": "https://api.cdp.coinbase.com/platform/v2/x402/discovery/resources", "submitted_at": "2026-10-14T01:15:01.050Z" }, "exampleResponse": { "example": {}, "type": "string" } }