{
  "x402Version": 2,
  "id": 51405,
  "slug": "51405",
  "resource": "https://api.locus.report/api/locus-fema-events",
  "description": "FEMA disaster declarations by county, NFIP flood-claim history by ZIP, and preliminary FIRM panels at a point for agents checking past events. Returns the same records as locus_fema_events. Use this when your client can only call paid x402 routes. Use locus_fema_events instead when you can call Locus free tools (REST tools/call or MCP).",
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  "resourceType": "MCP Tool",
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            ],
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              },
              {
                "component": "nfip_claims",
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            ],
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            "note": "Awareness/diagnostic only. Full briefs are x402-paid. Agents can discover live free tools at https://api.locus.report/tools/list and paid tools, prices, and manifests at https://api.locus.report/.well-known/ai-tool/index.json.",
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      "laneTool": "locus_lane_availability",
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      "recommendedTool": "locus_coverage_check",
      "skillInstall": "npx @velinussage/locus-agent-skill add",
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  "sourceHost": "api.locus.report",
  "lastUpdated": "2026-10-05T18:01:56.038Z",
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              "note": "Awareness/diagnostic only. Full briefs are x402-paid. Agents can discover live free tools at https://api.locus.report/tools/list and paid tools, prices, and manifests at https://api.locus.report/.well-known/ai-tool/index.json.",
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