{
  "x402Version": 2,
  "id": 51421,
  "slug": "51421",
  "resource": "https://api.locus.report/api/locus-rebuild-cost-context",
  "description": "Single-family rebuild-cost proxy for buyer, owner and lender agents: Census Building Permits Survey value per unit, trended by the BLS construction-input PPI, as a $/sq ft range under a stated size, floored at FEMA $100. Returns the same records as locus_rebuild_cost_context. Use this when your client can only call paid x402 routes. Use locus_rebuild_cost_context instead when you can call Locus free tools (REST tools/call or MCP).",
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  "resourceType": "MCP Tool",
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      "amountUsd": 0.01,
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  "extensions": {
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          "body": {
            "address": "1 E Edenton St, Raleigh, NC 27601"
          },
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          "type": "http"
        },
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            "accessedAt": "2026-09-09T01:56:47.183Z",
            "assumedSqftRange": [
              1800,
              2600
            ],
            "caveats": [
              "Insurers use licensed replacement-cost tools (for example Verisk 360Value) that price this specific structure; this proxy is a locality-level range for context only.",
              "Counties with few permits produce noisy figures; check singleFamilyUnits before relying on the range.",
              "Locus states no dwelling coverage amount and does not assess whether a policy is adequate."
            ],
            "constructionInputPpi": {
              "asOf": "2026-07-01",
              "latest": 344.861,
              "series": "WPUIP2311001 (BLS PPI, inputs to single-family residential construction)",
              "trendFactorSinceBpsYear": 1.068
            },
            "estimateBasis": "PROXY, not a replacement-cost estimate: county single-family permit valuation per unit (Census Building Permits Survey annual county file), trended by the BLS construction-input PPI, divided by an assumed 1,800 to 2,600 sq ft new-home size, floored at FEMA's $100/sq ft BCA default. Permit valuations are builder-declared and typically understate finished cost.",
            "geo": {
              "county": "Wake County",
              "countyFips": "37183",
              "state": "NC"
            },
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            "note": "Awareness/diagnostic only. Full briefs are x402-paid. Agents can discover live free tools at https://api.locus.report/tools/list and paid tools, prices, and manifests at https://api.locus.report/.well-known/ai-tool/index.json.",
            "ok": true,
            "permits": {
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              "singleFamilyUnits": 8392,
              "valuationPerUnitUsd": 283898,
              "year": 2025
            },
            "point": {
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              "longitude": -78.63910200000142
            },
            "proxyPerSqftUsd": {
              "high": 168,
              "low": 117
            },
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                "url": "https://www2.census.gov/econ/bps/County/co2025a.txt"
              },
              {
                "name": "BLS Producer Price Index via FRED, WPUIP2311001",
                "url": "https://fred.stlouisfed.org/series/WPUIP2311001"
              },
              {
                "name": "FEMA Benefit-Cost Analysis default building replacement value",
                "url": "https://www.fema.gov/grants/tools/benefit-cost-analysis"
              }
            ],
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            "verifyNext": [
              {
                "step": "Ask the insurer or agent for the replacement-cost estimate they rate on, and compare it with the parcel's heated area from locus_parcel_lookup.",
                "url": "https://api.locus.report/tools/list"
              }
            ]
          },
          "type": "json"
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      },
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        "$schema": "https://json-schema.org/draft/2020-12/schema",
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            "properties": {
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                "properties": {
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                    "type": "string"
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                    "maximum": 90,
                    "minimum": -90,
                    "type": "number"
                  },
                  "longitude": {
                    "maximum": 180,
                    "minimum": -180,
                    "type": "number"
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        "required": [
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    },
    "builder-code": {
      "info": {
        "a": "bc_vz5zyuko"
      },
      "schema": {
        "$schema": "https://json-schema.org/draft/2020-12/schema",
        "additionalProperties": false,
        "properties": {
          "a": {
            "description": "App builder code",
            "pattern": "^[a-z0-9_]{1,32}$",
            "type": "string"
          },
          "s": {
            "description": "Service builder codes",
            "items": {
              "pattern": "^[a-z0-9_]{1,32}$",
              "type": "string"
            },
            "maxItems": 11,
            "type": "array"
          },
          "w": {
            "description": "Wallet builder code",
            "pattern": "^[a-z0-9_]{1,32}$",
            "type": "string"
          }
        },
        "type": "object"
      }
    },
    "locus.freePreflight": {
      "coverageBeforeCharge": true,
      "laneTool": "locus_lane_availability",
      "mcpUrl": "https://mcp.locus.report/mcp",
      "recommendedTool": "locus_coverage_check",
      "skillInstall": "npx @velinussage/locus-agent-skill add",
      "skillUrl": "https://api.locus.report/.well-known/skill.md",
      "toolsCallUrl": "https://api.locus.report/tools/call",
      "toolsListUrl": "https://api.locus.report/tools/list",
      "unsupportedReturnsFreeDiagnostic": true,
      "version": 2
    },
    "offer-receipt": {
      "info": {
        "offers": [
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            "acceptIndex": 0,
            "format": "eip712",
            "payload": {
              "amount": "10000",
              "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
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              "payTo": "0xF121fbeceC43e1B616D47285851c20d5fC64431b",
              "resourceUrl": "https://api.locus.report/api/locus-rebuild-cost-context",
              "scheme": "exact",
              "validUntil": 1790843442,
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  "tags": [
    "bazaar",
    "builder-code",
    "locus.freePreflight",
    "offer-receipt"
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  "sourceHost": "api.locus.report",
  "lastUpdated": "2026-10-01T08:29:42.957Z",
  "quality": {
    "calls30d": 3,
    "uniquePayers30d": 1,
    "lastCalledAt": "2026-10-01T08:29:41.248Z"
  },
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                "Insurers use licensed replacement-cost tools (for example Verisk 360Value) that price this specific structure; this proxy is a locality-level range for context only.",
                "Counties with few permits produce noisy figures; check singleFamilyUnits before relying on the range.",
                "Locus states no dwelling coverage amount and does not assess whether a policy is adequate."
              ],
              "constructionInputPpi": {
                "asOf": "2026-07-01",
                "latest": 344.861,
                "series": "WPUIP2311001 (BLS PPI, inputs to single-family residential construction)",
                "trendFactorSinceBpsYear": 1.068
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              "estimateBasis": "PROXY, not a replacement-cost estimate: county single-family permit valuation per unit (Census Building Permits Survey annual county file), trended by the BLS construction-input PPI, divided by an assumed 1,800 to 2,600 sq ft new-home size, floored at FEMA's $100/sq ft BCA default. Permit valuations are builder-declared and typically understate finished cost.",
              "geo": {
                "county": "Wake County",
                "countyFips": "37183",
                "state": "NC"
              },
              "kind": "rebuild_cost_context",
              "note": "Awareness/diagnostic only. Full briefs are x402-paid. Agents can discover live free tools at https://api.locus.report/tools/list and paid tools, prices, and manifests at https://api.locus.report/.well-known/ai-tool/index.json.",
              "ok": true,
              "permits": {
                "reportedValuationUsd": 2382471290,
                "singleFamilyUnits": 8392,
                "valuationPerUnitUsd": 283898,
                "year": 2025
              },
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                "latitude": 35.780418000003195,
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              },
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              },
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                  "url": "https://www2.census.gov/econ/bps/County/co2025a.txt"
                },
                {
                  "name": "BLS Producer Price Index via FRED, WPUIP2311001",
                  "url": "https://fred.stlouisfed.org/series/WPUIP2311001"
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                {
                  "name": "FEMA Benefit-Cost Analysis default building replacement value",
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              ],
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                  "step": "Ask the insurer or agent for the replacement-cost estimate they rate on, and compare it with the parcel's heated area from locus_parcel_lookup.",
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                }
              ]
            },
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      "builder-code": {
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        "schema": {
          "$schema": "https://json-schema.org/draft/2020-12/schema",
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              "description": "App builder code",
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        "skillInstall": "npx @velinussage/locus-agent-skill add",
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    "submitted_at": "2026-10-14T01:15:01.050Z"
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