Computes a loan's amortization schedule and payment breakdown
Computes a loan's amortization schedule and payment breakdown. Same backend as loan-amortization-calculator, focused on scheduled payment, payoff months, total paid, and interest saved. Use it as an amortization schedule API, loan payment schedule, or debt amortization calculator.
10000 (raw units)
price
1
calls / 30d
1
unique payers
2026-09-09
updated
Provider
x402.agentutility.ai · discovered, not yet claimed by its owner
Payment (x402 accepts[])
[
{
"scheme": "exact",
"network": "eip155:8453",
"payTo": "0x6c0752c09e7F6fA6526fCDf40e456a159ebB5621",
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"amount": "10000",
"maxTimeoutSeconds": 300
},
{
"scheme": "exact",
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"payTo": "FJqAJ4dXkFbrp3EEo8E9x98iaBGUQwaU8Srz5ePfUXLH",
"asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
"amount": "10000",
"maxTimeoutSeconds": 300
}
]Output schema
{
"bazaar": {
"discoverable": true,
"info": {
"input": {
"body": {
"annual_rate": 6.8,
"extra_monthly_payment": 250,
"principal": 420000,
"term_years": 30
},
"bodyType": "json",
"method": "POST",
"type": "http"
},
"output": {
"example": {
"calculator": "loan-amortization-calculator",
"drivers": [
{
"name": "debt_service_coverage",
"note": "1.42x DSCR",
"score": 83.6,
"weight": 0.3
}
],
"grade": "strong",
"metrics": {
"payoff_months": 300,
"total_interest": 476553.25,
"total_monthly_payment": 2988.51
},
"recommendation": "Proceed with standard diligence and covenant checks.",
"score": 74.2,
"source": "deterministic in-process finance calculator; no upstream API",
"warnings": []
},
"type": "json"
}
},
"schema": {
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"input": {
"additionalProperties": false,
"properties": {
"body": {
"properties": {
"annual_rate": {
"description": "Annual interest rate as percent.",
"type": "number"
},
"extra_monthly_payment": {
"description": "Optional extra monthly principal payment. Default 0.",
"type": "number"
},
"principal": {
"description": "Initial loan principal.",
"type": "number"
},
"term_months": {
"description": "Loan term in months.",
"type": "number"
},
"term_years": {
"description": "Alternative loan term in years when term_months is omitted.",
"type": "number"
}
},
"required": [
"principal",
"annual_rate"
]
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"type": {
"const": "http",
"type": "string"
}
},
"required": [
"type",
"method",
"bodyType",
"body"
],
"type": "object"
},
"output": {
"properties": {
"example": {
"properties": {
"calculator": {
"type": "string"
},
"drivers": {
"items": {
"properties": {
"name": {
"type": "string"
},
"note": {
"type": "string"
},
"score": {
"type": "number"
},
"weight": {
"type": "number"
}
},
"type": "object"
},
"type": "array"
},
"grade": {
"type": "string"
},
"metrics": {
"properties": {
"payoff_months": {
"type": "integer"
},
"total_interest": {
"type": "number"
},
"total_monthly_payment": {
"type": "number"
}
},
"type": "object"
},
"recommendation": {
"type": "string"
},
"score": {
"type": "number"
},
"source": {
"type": "string"
},
"warnings": {
"type": "array"
}
},
"type": "object"
},
"type": {
"type": "string"
}
},
"required": [
"type"
],
"type": "object"
}
},
"required": [
"input"
],
"type": "object"
}
},
"builder-code": {
"info": {
"a": "bc_awpbwsy3"
},
"schema": {
"$schema": "https://json-schema.org/draft/2020-12/schema",
"additionalProperties": false,
"properties": {
"a": {
"description": "App builder code",
"pattern": "^[a-z0-9_]{1,32}$",
"type": "string"
},
"s": {
"description": "Service builder codes",
"items": {
"pattern": "^[a-z0-9_]{1,32}$",
"type": "string"
},
"type": "array"
},
"w": {
"description": "Wallet builder code",
"pattern": "^[a-z0-9_]{1,32}$",
"type": "string"
}
},
"type": "object"
}
}
}Use it
curl
curl "https://x402.agentutility.ai/amortization-schedule" # -> 402 Payment Required, accepts[] lists how to pay # retry with a PAYMENT-SIGNATURE (or PAYMENT header) once paid
JavaScript
const res = await fetch("https://x402.agentutility.ai/amortization-schedule");
if (res.status === 402) {
const { accepts } = await res.json();
// pay one of accepts[] via an x402 client, then retry with the payment header
}Python
import httpx
res = httpx.get("https://x402.agentutility.ai/amortization-schedule")
if res.status_code == 402:
accepts = res.json()["accepts"]
# pay one of accepts[] via an x402 client, then retry with the payment headerMachine-readable
Everything on this page is also available as clean JSON at /resources/5220.json, and this resource appears in /discovery/resources and /discovery/search.