{
  "x402Version": 2,
  "id": 55029,
  "slug": "55029",
  "resource": "https://x402-service-production-e242.up.railway.app/insurance-location-score",
  "description": "Insurance location risk score for a US street address or lat/lon. One 0-100 natural hazard score plus a score, tier and underlying factors for each of four perils: flood (FEMA flood zone), earthquake (USGS ASCE 7-22), wildfire (USFS Wildfire Risk to Communities, California and Utah state hazard zones) and hail (NOAA storm reports within 10 miles over 20 years). For property underwriting and real estate due diligence.",
  "type": "http",
  "resourceType": "Security",
  "accepts": [
    {
      "scheme": "exact",
      "network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
      "payTo": "4JVizZAF12UxgMF1Fi1nqcrfBhuuCpHiRM7o9FFfeGdc",
      "asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
      "amount": "500000",
      "amountUsd": 0.5,
      "maxTimeoutSeconds": 300
    }
  ],
  "outputSchema": {
    "properties": {
      "example": {
        "type": "object"
      },
      "type": {
        "type": "string"
      }
    },
    "required": [
      "type"
    ],
    "type": "object"
  },
  "extensions": {
    "bazaar": {
      "info": {
        "input": {
          "method": "GET",
          "queryParams": {},
          "type": "http"
        },
        "output": {
          "example": {
            "perils": {
              "earthquake": {
                "factors": {
                  "pgaM": 0.79,
                  "sd1": 1,
                  "sds": 1.42,
                  "seismicDesignCategory": "D"
                },
                "score": 95,
                "tier": "Very High"
              },
              "flood": {
                "factors": {
                  "floodZone": "X",
                  "inSpecialFloodHazardArea": false,
                  "zoneSubtype": "AREA OF MINIMAL FLOOD HAZARD"
                },
                "score": 15,
                "tier": "Very Low"
              },
              "hail": {
                "factors": {
                  "hailDays1InchPlus": 0,
                  "hailDays1_75InchPlus": 0,
                  "largestInches": null,
                  "radiusMiles": 10
                },
                "score": 0,
                "tier": "Very Low"
              },
              "wildfire": {
                "factors": {
                  "annualBurnProbability": 0.0101,
                  "exposureType": "indirectly exposed",
                  "riskToPotentialStructures": 0.45,
                  "stateHazardZone": "Very High"
                },
                "score": 80,
                "scoredFrom": "state hazard zone",
                "tier": "Very High"
              }
            },
            "query": {
              "address": null,
              "lat": 34.0936,
              "lon": -118.6012
            },
            "score": {
              "drivenBy": "earthquake",
              "perilsNotScored": [],
              "perilsScored": [
                "earthquake",
                "wildfire",
                "flood",
                "hail"
              ],
              "score": 96,
              "tier": "Very High"
            },
            "state": "CA"
          },
          "type": "json"
        }
      },
      "schema": {
        "$schema": "https://json-schema.org/draft/2020-12/schema",
        "properties": {
          "input": {
            "additionalProperties": false,
            "properties": {
              "method": {
                "enum": [
                  "GET"
                ],
                "type": "string"
              },
              "queryParams": {
                "properties": {
                  "address": {
                    "description": "US street address (alternative to lat/lon)",
                    "type": "string"
                  },
                  "lat": {
                    "description": "Latitude (alternative to address)",
                    "type": "number"
                  },
                  "lon": {
                    "description": "Longitude (alternative to address)",
                    "type": "number"
                  }
                },
                "type": "object"
              },
              "type": {
                "const": "http",
                "type": "string"
              }
            },
            "required": [
              "type",
              "method"
            ],
            "type": "object"
          },
          "output": {
            "properties": {
              "example": {
                "type": "object"
              },
              "type": {
                "type": "string"
              }
            },
            "required": [
              "type"
            ],
            "type": "object"
          }
        },
        "required": [
          "input"
        ],
        "type": "object"
      }
    }
  },
  "tags": [
    "bazaar"
  ],
  "sourceHost": "x402-service-production-e242.up.railway.app",
  "lastUpdated": "2026-10-09T03:09:12.364Z",
  "quality": {
    "calls30d": 2,
    "uniquePayers30d": 1,
    "lastCalledAt": "2026-10-09T03:09:18.427Z"
  },
  "metadata": {
    "extensions": {
      "bazaar": {
        "info": {
          "input": {
            "method": "GET",
            "queryParams": {},
            "type": "http"
          },
          "output": {
            "example": {
              "perils": {
                "earthquake": {
                  "factors": {
                    "pgaM": 0.79,
                    "sd1": 1,
                    "sds": 1.42,
                    "seismicDesignCategory": "D"
                  },
                  "score": 95,
                  "tier": "Very High"
                },
                "flood": {
                  "factors": {
                    "floodZone": "X",
                    "inSpecialFloodHazardArea": false,
                    "zoneSubtype": "AREA OF MINIMAL FLOOD HAZARD"
                  },
                  "score": 15,
                  "tier": "Very Low"
                },
                "hail": {
                  "factors": {
                    "hailDays1InchPlus": 0,
                    "hailDays1_75InchPlus": 0,
                    "largestInches": null,
                    "radiusMiles": 10
                  },
                  "score": 0,
                  "tier": "Very Low"
                },
                "wildfire": {
                  "factors": {
                    "annualBurnProbability": 0.0101,
                    "exposureType": "indirectly exposed",
                    "riskToPotentialStructures": 0.45,
                    "stateHazardZone": "Very High"
                  },
                  "score": 80,
                  "scoredFrom": "state hazard zone",
                  "tier": "Very High"
                }
              },
              "query": {
                "address": null,
                "lat": 34.0936,
                "lon": -118.6012
              },
              "score": {
                "drivenBy": "earthquake",
                "perilsNotScored": [],
                "perilsScored": [
                  "earthquake",
                  "wildfire",
                  "flood",
                  "hail"
                ],
                "score": 96,
                "tier": "Very High"
              },
              "state": "CA"
            },
            "type": "json"
          }
        },
        "schema": {
          "$schema": "https://json-schema.org/draft/2020-12/schema",
          "properties": {
            "input": {
              "additionalProperties": false,
              "properties": {
                "method": {
                  "enum": [
                    "GET"
                  ],
                  "type": "string"
                },
                "queryParams": {
                  "properties": {
                    "address": {
                      "description": "US street address (alternative to lat/lon)",
                      "type": "string"
                    },
                    "lat": {
                      "description": "Latitude (alternative to address)",
                      "type": "number"
                    },
                    "lon": {
                      "description": "Longitude (alternative to address)",
                      "type": "number"
                    }
                  },
                  "type": "object"
                },
                "type": {
                  "const": "http",
                  "type": "string"
                }
              },
              "required": [
                "type",
                "method"
              ],
              "type": "object"
            },
            "output": {
              "properties": {
                "example": {
                  "type": "object"
                },
                "type": {
                  "type": "string"
                }
              },
              "required": [
                "type"
              ],
              "type": "object"
            }
          },
          "required": [
            "input"
          ],
          "type": "object"
        }
      }
    }
  },
  "liveness": {
    "reliability": null
  },
  "verified": false,
  "featured": false,
  "provider": {
    "host": "x402-service-production-e242.up.railway.app",
    "manifest_name": "x402-service-production-e242.up.railway.app",
    "source": "cdp-mirror",
    "source_manifest_url": "https://api.cdp.coinbase.com/platform/v2/x402/discovery/resources",
    "submitted_at": "2026-10-14T01:15:01.050Z"
  },
  "exampleResponse": {
    "perils": {
      "earthquake": {
        "factors": {
          "pgaM": 0.79,
          "sd1": 1,
          "sds": 1.42,
          "seismicDesignCategory": "D"
        },
        "score": 95,
        "tier": "Very High"
      },
      "flood": {
        "factors": {
          "floodZone": "X",
          "inSpecialFloodHazardArea": false,
          "zoneSubtype": "AREA OF MINIMAL FLOOD HAZARD"
        },
        "score": 15,
        "tier": "Very Low"
      },
      "hail": {
        "factors": {
          "hailDays1InchPlus": 0,
          "hailDays1_75InchPlus": 0,
          "largestInches": null,
          "radiusMiles": 10
        },
        "score": 0,
        "tier": "Very Low"
      },
      "wildfire": {
        "factors": {
          "annualBurnProbability": 0.0101,
          "exposureType": "indirectly exposed",
          "riskToPotentialStructures": 0.45,
          "stateHazardZone": "Very High"
        },
        "score": 80,
        "scoredFrom": "state hazard zone",
        "tier": "Very High"
      }
    },
    "query": {
      "address": null,
      "lat": 34.0936,
      "lon": -118.6012
    },
    "score": {
      "drivenBy": "earthquake",
      "perilsNotScored": [],
      "perilsScored": [
        "earthquake",
        "wildfire",
        "flood",
        "hail"
      ],
      "score": 96,
      "tier": "Very High"
    },
    "state": "CA"
  }
}