{
  "x402Version": 2,
  "id": 5886,
  "slug": "5886",
  "resource": "https://property-risk-passport-api.lifebite-app.workers.dev/v1/property-risk-full",
  "description": "Evaluate a US property address for parcel match, FEMA flood zone, flood proximity, taxing entities, school district, permit history, zoning/land-use context, insurance red flags, due-diligence risk score, quality score, recommended next steps, and official source links.",
  "type": "http",
  "accepts": [
    {
      "scheme": "exact",
      "network": "eip155:8453",
      "payTo": "0x318a8BAC69c4ec1F9e489CE223B7cE2D719bcD3b",
      "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
      "amount": "1000",
      "maxTimeoutSeconds": 300
    }
  ],
  "outputSchema": {
    "bazaar": {
      "canonicalUrl": "https://property-risk-passport-api.lifebite-app.workers.dev/v1/property-risk-full",
      "description": "Evaluate a US property address for parcel match, FEMA flood zone, flood proximity, taxing entities, school district, permit history, zoning/land-use context, insurance red flags, due-diligence risk score, quality score, recommended next steps, and official source links.",
      "endpointUrl": "https://property-risk-passport-api.lifebite-app.workers.dev/v1/property-risk-full",
      "info": {
        "apiBaseUrl": "https://property-risk-passport-api.lifebite-app.workers.dev",
        "canonicalUrl": "https://property-risk-passport-api.lifebite-app.workers.dev/v1/property-risk-full",
        "category": "Data",
        "description": "Evaluate a US property address for parcel match, FEMA flood zone, flood proximity, taxing entities, school district, permit history, zoning/land-use context, insurance red flags, due-diligence risk score, quality score, recommended next steps, and official source links.",
        "documentationUrl": "https://property-risk-passport-api.lifebite-app.workers.dev/",
        "domain": "property-risk-passport-api.lifebite-app.workers.dev",
        "endpoint": "https://property-risk-passport-api.lifebite-app.workers.dev/v1/property-risk-full",
        "endpointUrl": "https://property-risk-passport-api.lifebite-app.workers.dev/v1/property-risk-full",
        "endpoints": [
          {
            "description": "Evaluate a US property address for parcel match, FEMA flood zone, flood proximity, taxing entities, school district, permit history, zoning/land-use context, insurance red flags, due-diligence risk score, quality score, recommended next steps, and official source links.",
            "method": "POST",
            "path": "/v1/property-risk-full",
            "url": "https://property-risk-passport-api.lifebite-app.workers.dev/v1/property-risk-full"
          }
        ],
        "host": "property-risk-passport-api.lifebite-app.workers.dev",
        "input": {
          "body": {
            "address": "611 Walker St, Houston, TX 77002",
            "response_mode": "compact"
          },
          "bodyType": "json",
          "method": "POST",
          "type": "http"
        },
        "keywords": [
          "property risk",
          "real estate due diligence",
          "flood zone",
          "FEMA NFHL",
          "parcel lookup",
          "tax entities",
          "school district",
          "permit history",
          "zoning",
          "homebuyer",
          "insurance risk",
          "Texas property",
          "Harris County",
          "Houston"
        ],
        "mcpToolUrl": "https://property-risk-passport-api.lifebite-app.workers.dev/mcp/evaluate_property_risk.tool.json",
        "method": "POST",
        "name": "Property Risk Passport API",
        "openApiUrl": "https://property-risk-passport-api.lifebite-app.workers.dev/openapi.json",
        "output": {
          "example": {
            "address_input": "611 Walker St, Houston, TX 77002",
            "address_normalized": "611 WALKER ST, HOUSTON, TX 77002",
            "confidence_score": 100,
            "data_quality_score": 82,
            "flood_proximity": {
              "checked": true,
              "confidence": "medium",
              "distance_precision": "threshold",
              "nearest_floodway_distance_meters": null,
              "nearest_floodway_distance_status": "found_within_search_radius",
              "nearest_high_risk_zone": "AE",
              "nearest_sfha_distance_meters": null,
              "nearest_sfha_distance_status": "found_within_search_radius",
              "search_radius_meters": 1000,
              "source": "FEMA NFHL"
            },
            "flood_zone": {
              "checked": true,
              "confidence": "high",
              "flood_risk_class": "minimal_non_sfha",
              "plain_language": "FEMA maps this point in Zone X, outside the Special Flood Hazard Area and in an area of minimal flood hazard.",
              "sfha": false,
              "zone": "X",
              "zoneSubtype": "AREA OF MINIMAL FLOOD HAZARD"
            },
            "land_use": {
              "checked": true,
              "code": "8001",
              "confidence": "low",
              "label": null,
              "note": "Land-use code not decoded yet.",
              "source": "HCAD"
            },
            "match_status": {
              "blocking_warnings": [],
              "level": "property_match",
              "reason": "Address and parcel were confirmed by Harris County parcel/CAD situs match.",
              "usable_for_decision": true
            },
            "parcel": {
              "accountId": "0010890000001",
              "acreage": 1.4348,
              "acreage_status": "reported",
              "confidence": "high",
              "found": true,
              "parcelId": "0010890000001",
              "provider": "harris",
              "situs": "611 WALKER ST HOUSTON 77002"
            },
            "permit_history": {
              "checked": true,
              "confidence": "medium",
              "items": [],
              "jurisdiction": "City of Houston",
              "search_status": "completed_no_records_found",
              "source": "Houston Permitting Center",
              "summary": "No permit records found by this API. Verify directly with Houston Permitting Center."
            },
            "result_status": "completed",
            "risk_breakdown": {
              "calculated": true,
              "factors": [
                {
                  "category": "parcel",
                  "code": "BASE_TRIAGE",
                  "label": "Base due-diligence review.",
                  "points": 0,
                  "source": "Property Risk Passport"
                },
                {
                  "category": "flood",
                  "code": "NEAR_FEMA_SFHA",
                  "label": "A FEMA Special Flood Hazard Area is within 500 meters.",
                  "points": 5,
                  "source": "FEMA NFHL"
                },
                {
                  "category": "insurance",
                  "code": "HARRIS_COASTAL_DRAINAGE_INSURANCE_CONTEXT",
                  "label": "Harris County has coastal Gulf drainage and insurance due-diligence context.",
                  "points": 8,
                  "source": "Confirmed parcel context"
                },
                {
                  "category": "data_gap",
                  "code": "LAND_USE_NOT_DECODED",
                  "label": "Appraisal land-use code was not decoded.",
                  "points": 2,
                  "source": "HCAD"
                }
              ],
              "risk_level": "low",
              "total": 15
            },
            "risk_score": 15,
            "schema_version": "property-risk-passport.v1",
            "tax_jurisdictions": {
              "items": [
                {
                  "name": "Harris County",
                  "source": "Confirmed Harris County parcel context",
                  "type": "county"
                },
                {
                  "name": "Houston city",
                  "source": "Confirmed parcel location",
                  "type": "city"
                },
                {
                  "name": "Houston ISD",
                  "source": "Harris County / HCAD / Tax Office",
                  "type": "school"
                }
              ],
              "property_level_confirmed": true,
              "scope": "property_level"
            },
            "taxing_entities": {
              "accountId": "0010890000001",
              "checked": true,
              "confidence": "high",
              "estimated_total_tax_rate": 2.29472,
              "items": [
                {
                  "amount": null,
                  "name": "HOUSTON ISD",
                  "tax_rate": 0.8783,
                  "type": "school"
                },
                {
                  "amount": null,
                  "name": "HOUSTON, CITY OF",
                  "tax_rate": 0.51919,
                  "type": "city"
                },
                {
                  "amount": null,
                  "name": "HARRIS COUNTY",
                  "tax_rate": 0.38096,
                  "type": "county"
                }
              ],
              "source": "Harris County / HCAD / Tax Office",
              "tax_year": 2025,
              "total_tax_amount": null
            },
            "zoning": {
              "checked": true,
              "confidence": "medium",
              "district": null,
              "jurisdiction": "City of Houston",
              "source": "City of Houston",
              "type": "no_conventional_zoning"
            }
          },
          "type": "json"
        },
        "path": "/v1/property-risk-full",
        "provider": "Property Risk Passport API",
        "providerName": "Property Risk Passport API",
        "providerUrl": "https://property-risk-passport-api.lifebite-app.workers.dev",
        "quoteUrl": "https://property-risk-passport-api.lifebite-app.workers.dev/v1/property-risk-full/quote",
        "resource": "https://property-risk-passport-api.lifebite-app.workers.dev/v1/property-risk-full",
        "resourceUrl": "https://property-risk-passport-api.lifebite-app.workers.dev/v1/property-risk-full",
        "serviceName": "Property Risk Passport API",
        "tags": [
          "property risk",
          "real estate due diligence",
          "flood zone",
          "FEMA NFHL",
          "parcel lookup",
          "tax entities",
          "school district",
          "permit history",
          "zoning",
          "homebuyer",
          "insurance risk",
          "Texas property",
          "Harris County",
          "Houston"
        ],
        "useCases": [
          "homebuyer due diligence",
          "real estate agent property screening",
          "insurance and flood risk triage",
          "mortgage/lender property review",
          "investor property risk screening"
        ]
      },
      "resource": "https://property-risk-passport-api.lifebite-app.workers.dev/v1/property-risk-full",
      "resourceUrl": "https://property-risk-passport-api.lifebite-app.workers.dev/v1/property-risk-full",
      "schema": {
        "$schema": "https://json-schema.org/draft/2020-12/schema",
        "properties": {
          "input": {
            "additionalProperties": false,
            "properties": {
              "body": {
                "additionalProperties": false,
                "keywords": [
                  "property risk",
                  "real estate due diligence",
                  "flood zone",
                  "FEMA NFHL",
                  "parcel lookup",
                  "tax entities",
                  "school district",
                  "permit history",
                  "zoning",
                  "homebuyer",
                  "insurance risk",
                  "Texas property",
                  "Harris County",
                  "Houston"
                ],
                "properties": {
                  "address": {
                    "description": "Full US property street address to evaluate.",
                    "maxLength": 300,
                    "minLength": 5,
                    "type": "string"
                  },
                  "includeOwner": {
                    "default": false,
                    "description": "Optional. Include ownerName in the response when explicitly true.",
                    "type": "boolean"
                  },
                  "response_mode": {
                    "default": "full",
                    "description": "Use compact for a shorter agent-readable summary.",
                    "enum": [
                      "full",
                      "compact"
                    ],
                    "type": "string"
                  }
                },
                "required": [
                  "address"
                ],
                "type": "object"
              },
              "bodyType": {
                "enum": [
                  "json",
                  "form-data",
                  "text"
                ],
                "type": "string"
              },
              "method": {
                "enum": [
                  "POST"
                ],
                "type": "string"
              },
              "type": {
                "const": "http",
                "type": "string"
              }
            },
            "required": [
              "type",
              "method",
              "bodyType",
              "body"
            ],
            "type": "object"
          },
          "output": {
            "properties": {
              "example": {
                "properties": {
                  "address_input": {
                    "type": "string"
                  },
                  "address_normalized": {
                    "type": [
                      "string",
                      "null"
                    ]
                  },
                  "confidence_score": {
                    "type": "number"
                  },
                  "data_quality_score": {
                    "type": "number"
                  },
                  "flood_proximity": {
                    "type": "object"
                  },
                  "flood_zone": {
                    "type": "object"
                  },
                  "land_use": {
                    "type": [
                      "object",
                      "null"
                    ]
                  },
                  "match_status": {
                    "type": "object"
                  },
                  "parcel": {
                    "type": "object"
                  },
                  "permit_history": {
                    "type": "object"
                  },
                  "quality_breakdown": {
                    "type": "object"
                  },
                  "result_status": {
                    "type": "string"
                  },
                  "risk_breakdown": {
                    "type": "object"
                  },
                  "risk_score": {
                    "type": [
                      "number",
                      "null"
                    ]
                  },
                  "schema_version": {
                    "type": "string"
                  },
                  "tax_jurisdictions": {
                    "type": "object"
                  },
                  "taxing_entities": {
                    "type": "object"
                  },
                  "zoning": {
                    "type": "object"
                  }
                },
                "required": [
                  "result_status",
                  "address_input",
                  "match_status",
                  "parcel",
                  "flood_zone",
                  "flood_proximity",
                  "tax_jurisdictions",
                  "risk_score",
                  "confidence_score",
                  "data_quality_score"
                ],
                "type": "object"
              },
              "type": {
                "type": "string"
              }
            },
            "required": [
              "type"
            ],
            "type": "object"
          }
        },
        "required": [
          "input"
        ],
        "type": "object"
      },
      "serviceName": "Property Risk Passport API"
    }
  },
  "tags": [
    "bazaar"
  ],
  "sourceHost": "property-risk-passport-api.lifebite-app.workers.dev",
  "lastUpdated": "2026-09-17T04:00:22.959Z",
  "quality": {
    "calls30d": 8,
    "uniquePayers30d": 5,
    "lastCalledAt": "2026-09-17T04:00:22.638Z"
  },
  "liveness": {},
  "verified": false,
  "featured": false,
  "provider": {
    "host": "property-risk-passport-api.lifebite-app.workers.dev",
    "manifest_name": "property-risk-passport-api.lifebite-app.workers.dev",
    "source": "cdp-mirror",
    "source_manifest_url": "https://api.cdp.coinbase.com/platform/v2/x402/discovery/resources",
    "submitted_at": "2026-09-18T22:00:31.484Z"
  }
}