Financial health verdict for a US bank: capital adequacy, profitability, size, trend, and
Financial health verdict for a US bank: capital adequacy, profitability, size, trend, and whether it is still open.
30000 (raw units)
price
3
calls / 30d
1
unique payers
2026-09-16
updated
Provider
loonie-toll.onrender.com · discovered, not yet claimed by its owner
Payment (x402 accepts[])
[
{
"scheme": "exact",
"network": "eip155:8453",
"payTo": "0xb531320805C5BED1D46AEaDcF4F008FDF172DBDa",
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"amount": "30000",
"maxTimeoutSeconds": 300
},
{
"scheme": "exact",
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"payTo": "DUPiupXtuox38dcGoXUKer5mAydCzmaHjrbQ66qeEm8s",
"asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
"amount": "30000",
"maxTimeoutSeconds": 300
},
{
"scheme": "exact",
"network": "eip155:137",
"payTo": "0xb531320805C5BED1D46AEaDcF4F008FDF172DBDa",
"asset": "0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359",
"amount": "30000",
"maxTimeoutSeconds": 300
},
{
"scheme": "exact",
"network": "eip155:42161",
"payTo": "0xb531320805C5BED1D46AEaDcF4F008FDF172DBDa",
"asset": "0xaf88d065e77c8cC2239327C5EDb3A432268e5831",
"amount": "30000",
"maxTimeoutSeconds": 300
}
]Output schema
{
"bazaar": {
"info": {
"input": {
"method": "GET",
"queryParams": {
"name": "Chase"
},
"type": "http"
},
"output": {
"example": {
"bestMatch": {
"asOf": "2026-06-30",
"branches": 5394,
"charterClass": "N",
"city": "Columbus",
"closedOn": null,
"establishedOn": "01/01/1824",
"fdicCert": 628,
"name": "JPMorgan Chase Bank, National Association",
"open": true,
"returnOnAssetsPct": 1.585,
"returnOnEquityPct": 18.55,
"state": "OH",
"tier1RiskBasedCapitalRatioPct": 15.03,
"totalAssetsUsd": 4091315000000,
"totalDepositsUsd": 2820284000000,
"totalEquityUsd": 341580000000,
"totalRiskBasedCapitalRatioPct": 16.21,
"trend": {
"assetChangePct": 7.99,
"capitalRatioChangePct": -0.54,
"overQuarters": 5,
"sincePeriod": "2025-06-30"
},
"website": "www.jpmorganchase.com"
},
"disclaimer": "Advisory only, provided as is without warranty of accuracy or completeness. Call report data is filed quarterly and lags current conditions. This is not a credit rating, a deposit-safety guarantee, or…",
"institutions": [
{
"asOf": "2026-06-30",
"branches": 5394,
"charterClass": "N",
"city": "Columbus",
"closedOn": null,
"establishedOn": "01/01/1824",
"fdicCert": 628,
"name": "JPMorgan Chase Bank, National Association",
"open": true,
"returnOnAssetsPct": 1.585,
"returnOnEquityPct": 18.55,
"state": "OH",
"tier1RiskBasedCapitalRatioPct": 15.03,
"totalAssetsUsd": 4091315000000,
"totalDepositsUsd": 2820284000000,
"totalEquityUsd": 341580000000,
"totalRiskBasedCapitalRatioPct": 16.21,
"trend": {
"assetChangePct": 7.99,
"capitalRatioChangePct": -0.54,
"overQuarters": 5,
"sincePeriod": "2025-06-30"
},
"website": "www.jpmorganchase.com"
},
{
"asOf": "2026-06-30",
"branches": 1,
"charterClass": "SM",
"city": "Dearborn",
"closedOn": null,
"establishedOn": "09/16/1974",
"fdicCert": 21761,
"name": "JPMorgan Chase Bank, Dearborn",
"open": true,
"returnOnAssetsPct": 2.851,
"returnOnEquityPct": 2.87,
"state": "MI",
"tier1RiskBasedCapitalRatioPct": 507.91,
"totalAssetsUsd": 71467000,
"totalDepositsUsd": 500000,
"totalEquityUsd": 70955000,
"totalRiskBasedCapitalRatioPct": 507.91,
"trend": {
"assetChangePct": 3.09,
"capitalRatioChangePct": 0.03,
"overQuarters": 5,
"sincePeriod": "2025-06-30"
},
"website": null
}
],
"matchCount": 43,
"reasons": [
"Total risk-based capital ratio is 16.21%, at or above the 10% well-capitalized threshold (as of 2026-06-30).",
"Return on assets is 1.585%.",
"…2 more"
],
"retrievedAt": "2026-09-09T00:52:20.357Z",
"source": "FDIC BankFind — institutions and quarterly call report financials",
"verdict": "WELL_CAPITALIZED"
},
"type": "json"
}
},
"schema": {
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"input": {
"additionalProperties": false,
"properties": {
"method": {
"enum": [
"GET"
],
"type": "string"
},
"queryParams": {
"properties": {
"limit": {
"description": "Max institutions to return, default 3",
"type": "integer"
},
"name": {
"description": "Bank name, or part of it",
"type": "string"
},
"state": {
"description": "Two-letter state code to narrow the search",
"type": "string"
}
},
"required": [
"name"
],
"type": "object"
},
"type": {
"const": "http",
"type": "string"
}
},
"required": [
"type",
"method"
],
"type": "object"
},
"output": {
"properties": {
"example": {
"properties": {
"bestMatch": {
"properties": {
"asOf": {
"type": "string"
},
"branches": {
"type": "integer"
},
"charterClass": {
"type": "string"
},
"city": {
"type": "string"
},
"closedOn": {
"type": "null"
},
"establishedOn": {
"type": "string"
},
"fdicCert": {
"type": "integer"
},
"name": {
"type": "string"
},
"open": {
"type": "boolean"
},
"returnOnAssetsPct": {
"type": "number"
},
"returnOnEquityPct": {
"type": "number"
},
"state": {
"type": "string"
},
"tier1RiskBasedCapitalRatioPct": {
"type": "number"
},
"totalAssetsUsd": {
"type": "integer"
},
"totalDepositsUsd": {
"type": "integer"
},
"totalEquityUsd": {
"type": "integer"
},
"totalRiskBasedCapitalRatioPct": {
"type": "number"
},
"trend": {
"properties": {
"assetChangePct": {
"type": "number"
},
"capitalRatioChangePct": {
"type": "number"
},
"overQuarters": {
"type": "integer"
},
"sincePeriod": {
"type": "string"
}
},
"type": "object"
},
"website": {
"type": "string"
}
},
"type": "object"
},
"disclaimer": {
"type": "string"
},
"institutions": {
"items": {
"properties": {
"asOf": {
"type": "string"
},
"branches": {
"type": [
"integer",
"null"
]
},
"charterClass": {
"type": "string"
},
"city": {
"type": "string"
},
"closedOn": {
"type": [
"null",
"string"
]
},
"establishedOn": {
"type": "string"
},
"fdicCert": {
"type": "integer"
},
"name": {
"type": "string"
},
"open": {
"type": "boolean"
},
"returnOnAssetsPct": {
"type": "number"
},
"returnOnEquityPct": {
"type": "number"
},
"state": {
"type": "string"
},
"tier1RiskBasedCapitalRatioPct": {
"type": "number"
},
"totalAssetsUsd": {
"type": "integer"
},
"totalDepositsUsd": {
"type": "integer"
},
"totalEquityUsd": {
"type": "integer"
},
"totalRiskBasedCapitalRatioPct": {
"type": "number"
},
"trend": {
"properties": {
"assetChangePct": {
"type": "number"
},
"capitalRatioChangePct": {
"type": "number"
},
"overQuarters": {
"type": "integer"
},
"sincePeriod": {
"type": "string"
}
},
"type": "object"
},
"website": {
"type": [
"null",
"string"
]
}
},
"type": "object"
},
"type": "array"
},
"matchCount": {
"type": "integer"
},
"reasons": {
"items": {
"type": "string"
},
"type": "array"
},
"retrievedAt": {
"type": "string"
},
"source": {
"type": "string"
},
"verdict": {
"type": "string"
}
},
"type": "object"
},
"type": {
"type": "string"
}
},
"required": [
"type"
],
"type": "object"
}
},
"required": [
"input"
],
"type": "object"
}
}
}Use it
curl
curl "https://loonie-toll.onrender.com/bank" # -> 402 Payment Required, accepts[] lists how to pay # retry with a PAYMENT-SIGNATURE (or PAYMENT header) once paid
JavaScript
const res = await fetch("https://loonie-toll.onrender.com/bank");
if (res.status === 402) {
const { accepts } = await res.json();
// pay one of accepts[] via an x402 client, then retry with the payment header
}Python
import httpx
res = httpx.get("https://loonie-toll.onrender.com/bank")
if res.status_code == 402:
accepts = res.json()["accepts"]
# pay one of accepts[] via an x402 client, then retry with the payment headerMachine-readable
Everything on this page is also available as clean JSON at /resources/7837.json, and this resource appears in /discovery/resources and /discovery/search.